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" Give a portion of your money to others. By releasing an anxious grasp on your money, you will open yourself to receive all that is meant to be yours. "

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" What I've learned is that the audience is constantly rotating. Just because it feels like I've said it, there are millions and millions of people that have still never heard of it. "

" Owning a home is a keystone of wealth - both financial affluence and emotional security. "

" Don't let what others think or say get in your way; their actions reflect on them, not you. "

" I love, love, love that you want to use your debit card. But to keep your credit score solid, you still need to keep a few credit cards and use them at least once every few months. "

" The chances of a bank going out of business are extremely slim, but it's always a good idea to spread around major sums so every penny is backed by insurance. "

" It may take you months or even a few years to build up an adequate emergency savings fund. That's okay. "

" If a child, a spouse, a life partner, or a parent depends on you and your income, you need life insurance. "

" When someone chooses to value herself over the things she can buy, true transformation begins. "

" Never, ever invest money that you will need prior to three to five years - minimum. "

" Everybody in America started to define themselves by all these things they had around them. And all of a sudden it came tumbling down. So the old American dream has died, and that is a good thing. "

" We tend to focus on assets and forget about debts. Financial security requires facing up to the big picture: assets minus debts. "

" Raise your auto and home deductibles to $1,000 or more, and your premium cost falls at least 10 percent. "

" Learn how to prioritize all your debt. And did you know student loan debt is the most dangerous debt any of us can have? "

" We women know how to take care of everybody so well. But the one person we have written out of the equation is us. "

" I'm a big advocate of a work-for-pay setup rather than an allowance that isn't attached to chores - it's a great way to impart the value of money to your children. "

" If you're saving for the long run, it's actually a good thing when the market is down because the more shares you have, the more you can potentially make when markets rise. And over time - decades, not months - the markets rise more than they fall. "

" Success is not how many zeroes your bank account has. It's about making the most of the life you have. "

" Credit card issuers and HELOC lenders are like fair-weather friends: They cozy up to you in good times, but when the economy heads south, they abandon you faster than Usain Bolt runs the 100 meters. "

" I generally encourage people to make good on debts when they have enough money to repay them. But once a delinquency has been reported to a collection agency, paying it off won't help your FICO score. The damage has already been done, and the blemish will remain on your credit report for seven years. "

" Look everywhere you can to cut a little bit from your expenses. It will all add up to a meaningful sum. "

" My greatest pleasure is still flying private. I spend between $300,000 to $500,000, depending on my year, on flying private. "

" I have always advocated doing everything possible to pay off credit card balances; it's good financial management and the ticket to a strong FICO credit score. "

" If you make any trades during the year, keep a record of each transaction for at least three years. "

" The world needs another vehicle to get people to pay in cash. "

" If you make time each month to give your money some attention, you'll start the next year in fabulous financial shape. "

" Your goal should be to pay off your credit card bills in full at the end of each month and set aside money toward your emergency savings. "

" Remember what I always say: people first, then money, then things. "

" I want to work with the Philippine people and make life better there; there are systems I can work with. "

" Estate planning is an important and everlasting gift you can give your family. And setting up a smooth inheritance isn't as hard as you might think. "

" It's fine to seek professional help, but I urge everyone - no matter how big their portfolio - to truly understand every suggestion they're given before acting. "