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" Having no choice doesn't result in innovation and performance improvement. "
Ron Williams
Performance
Improvement
Innovation
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" If an individual sticks up a bank and walks off with $25,000, there are consequences. If someone who really could have had an insurance policy consumes $25,000 worth of health care, everyone else pays for that. "
Ron Williams
Insurance
Care
Consequences
" Much of a leader's responsibility in creating a positive, high-performance culture is setting the right tone and acting on it consistently. That day-to-day execution - the tenor and tone - really makes the difference. One deviation - one exasperating meeting - and the CEO legitimizes bad behavior. "
Ron Williams
Culture
Leader
Positive
" As consumers are being asked to pay more of the cost of healthcare services, they will increasingly demand more value and will also ask for more transparency and tools to determine the value they are receiving. "
Ron Williams
Tools
Value
Transparency
" We confuse insurance with our moral obligation to provide health-care services to people. And what we try to do is finance our moral obligation through the insurance system, which punishes the people who are fiscally responsible to buy insurance. "
Ron Williams
Insurance
Moral
Finance
" We are a wealthy country. We also are the global engine of innovation in health care, whether it's the pharmaceutical industry or the creation of medical devices. "
Ron Williams
Health
Innovation
Medical
" It's difficult to compete against a player that's also refereeing the game. "
Ron Williams
Game
Compete
Against
" I think if we're going to have a requirement that everyone have equal access to insurance, you really have to have a way to make certain that everyone is expected to participate. "
Ron Williams
You
Think
Insurance
" I've been on record since 2005 saying we need to find a way to eliminate the use of the pre-existing condition. The way to do that is really to get everyone in the insurance pool, and that way, we'll have people who need health services today, some who need it tomorrow, and some who won't need it for quite some time. "
Ron Williams
Tomorrow
Health
People
" One person uninsured is one person too many. "
Ron Williams
Many
Uninsured
Too
" I think reasonable people could agree that, at some point, there's enough income that someone should be expected to participate in the health-care system. "
Ron Williams
Enough
Think
System
" In health care, you really need a balance of people who need health care today, tomorrow, and in the future. "
Ron Williams
Balance
Today
Health
" For insurance solvency, ongoing plan participation is vital. "
Ron Williams
Vital
Insurance
Participation
" Championing quality improvement and value in the health care system is a passion of mine, and I'm able to bring about change through private equity activities. "
Ron Williams
Health
Change
Value
" Younger participants in the exchanges and who purchase individual insurance paid more, and they just didn't see the value, and therefore, they did not come forward and sign up. "
Ron Williams
Forward
Value
Up
" We have a moral obligation to get healthcare to people who need it. "
Ron Williams
Moral
People
Need
" I think the U.S. is conflicted. When it comes to our own health care, we all want the best - access to the latest and most important technology. At the same time, health care is typically purchased in an institutional setting. So we purchase it in the aggregate, but we consume it as individuals. "
Ron Williams
Technology
Health
Best
" Every institution is perfectly capable of forgetting what it has learned in three years. "
Ron Williams
Years
Three
Forgetting
" We must find a way to cover those who are no longer healthy but need care. "
Ron Williams
Way
Care
Find
" After much reflection, I have concluded that the federal individual mandate, which requires all Americans to purchase health insurance starting in 2014, will not be upheld. "
Ron Williams
Will
Health
Insurance
" Deliver bad news early and personally. "
Ron Williams
Bad
News
Early
" I am not a lawyer or an expert on the Constitution. But as the chairman and CEO of a major health plan, I had a ringside seat to the entire health-care reform process. "
Ron Williams
Lawyer
Health
Constitution
" What we need are different types of insurance, some of which have copays, some that have coinsurance, but they need to offer a better first layer of coverage. "
Ron Williams
Some
Better
Need
" The federal government should encourage rather than micromanage market reform in all 50 states. Since health care is local, private-sector innovation in conjunction with state-level reform of the individual and small-group markets is a better approach. "
Ron Williams
Care
Health
Government
" There is no question in my mind that the health care system has to work. "
Ron Williams
Care
Health
Question