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" I had no idea that I would ever get involved with something like lending money to poor people, given the circumstances in which I was working in Bangladesh. "
Muhammad Yunus
Poor
Circumstances
Like
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" The moment you say microfinance everybody wants to help you. "
Muhammad Yunus
Everybody
Help
Moment
" What we are trying to do is to create a social business in Bangladesh, a joint venture to create restaurants for common people. Good, healthy food at affordable prices so that people don't have to opt for food that is unhealthy and unhygienic. "
Muhammad Yunus
Good
People
Healthy
" In my experience, poor people are the world's greatest entrepreneurs. Every day, they must innovate in order to survive. They remain poor because they do not have the opportunities to turn their creativity into sustainable income. "
Muhammad Yunus
People
Experience
Day
" Civilization has given us enormous successes: going to the moon, technology. But then this is the civilisation that took us to debt, environmental crisis, every single crisis. We need a civilization where we say goodbye to these things. "
Muhammad Yunus
Environmental
Goodbye
Moon
" Business is a very beautiful mechanism to solve problems, but we never use it for that purpose. We only use it to make money. It satisfies our selfish interest but not our collective interest. "
Muhammad Yunus
Business
Beautiful
Purpose
" Engaging in social business is beneficial to a company because it leverages on business competencies to address social issues, involves one-time investment with sustainable results, and produces other positive effects such as employee motivation and improved organizational culture. "
Muhammad Yunus
Business
Motivation
Positive
" By simply capitalizing on core strengths and knowledge, companies and entrepreneurs can engage in an emerging business model that will enable them to create - and demonstrate - real, sustainable social impact in society. "
Muhammad Yunus
Impact
Business
Society
" There is the expression of selfishness and there is the expression of selflessness - but economists or theoreticians never touched that part. They said: 'Go and become a philanthropist.' I said, 'No, I can do that in the business world, create a different kind of business - a business based on selflessness.' "
Muhammad Yunus
Create
Kind
World
" I dismiss personal profit and focus exclusively on people and planet. That's what I call social business: a nondividend company dedicated to solving human problems. You can go all the way, forgetting about personal profit, being single-minded about solving problems. The company makes profit, but profit stays with the company. "
Muhammad Yunus
Business
Problems
You
" We have a list of human rights - right to food, right to shelter, right to health, right to education, many such items which are considered and accepted as bill of rights. These are to be insured to people. So all nations, all societies try to do that. "
Muhammad Yunus
Education
Try
People
" I was teaching in one of the universities while the country was suffering from a severe famine. People were dying of hunger, and I felt very helpless. As an economist, I had no tool in my tool box to fix that kind of situation. "
Muhammad Yunus
People
Suffering
Dying
" Soon we saw that money going to women brought much more benefit to the family than money going to the men. So we changed our policy and gave a high priority to women. As a result, now 96% of our four million borrowers in Grameen Bank are women. "
Muhammad Yunus
Family
Women
Result
" Money commands everything because that's our interpretation of capitalism... what kind of world is that? It's a very uncomfortable interpretation of a human being. We have been turned into robots. "
Muhammad Yunus
Capitalism
Kind
Money
" Poverty is an artificial, external imposition on a human being; it is not innate in a human being. And since it is external, it can be removed. It is just a question of doing it. "
Muhammad Yunus
Question
Just
Poverty
" Truly affordable but high-quality health care tools and services are the only means by which quality health care can be provided to all. "
Muhammad Yunus
Only
Quality
Care
" If the basic structure of Grameen is changed, the worry is that the poor women who are the rightful owners of the bank will be disenfranchised. "
Muhammad Yunus
Worry
Bank
Poor
" Poverty is unnecessary. "
Muhammad Yunus
Unnecessary
Poverty
Finance
" The new millennium began with a great global dream. World leaders gathered at the United Nations in 2000 and adopted, among others, a historic goal to reduce poverty by half by 2015. Never in human history had such a bold goal been adopted by the entire world in one voice, one that specified time and size. "
Muhammad Yunus
Voice
History
Great
" All human beings are very creative - full of potential, full of energy... So, money kind of allows them to express it... And if you're successful, you can take more money. You can expand your capacity, reach next level of capacity, and so on. "
Muhammad Yunus
Energy
Creative
Money
" I began my career as an economics professor but became frustrated because the economic theories I taught in the classroom didn't have any meaning in the lives of poor people I saw all around me. I decided to turn away from the textbooks and discover the real-life economics of a poor person's existence. "
Muhammad Yunus
Me
People
Career
" I founded Grameen Bank to provide loans to those considered traditionally unbankable. Grameen Bank works with the poorest and often illiterate, providing uncollateralized micro-loans for tiny business enterprises by which they can lift themselves and their families out of poverty. "
Muhammad Yunus
Out
Lift
Business
" I made a list of people who needed just a little bit of money. And when the list was complete, there were 42 names. The total amount of money they needed was $27. I was shocked. "
Muhammad Yunus
Just
People
Names
" Peace should be understood in a human way - in a broad social, political and economic way. Peace is threatened by unjust economic, social and political order, absence of democracy, environmental degradation and absence of human rights. "
Muhammad Yunus
Environmental
Peace
Way
" Good economic theory must give the people the chance to use their talents to build their own lives. We must get away from the traditional route where the rich will do the business and the poor will depend on private or public charity. "
Muhammad Yunus
Rich
Chance
Business
" I was born in 1940 in Hathazari, Chittagong, which is now part of Bangladesh. Education was always important to my parents, and with what little we had, they were able to provide an education for their children. "
Muhammad Yunus
Children
Parents
Education
" The Grameen clinics prove that a medical system 'for the poor' can be almost entirely self-supporting, and we hope we can make it fully self sufficient so we can expand it across Bangladesh. "
Muhammad Yunus
Poor
System
Hope
" I began my work in the '70s, teaching at a university in Bangladesh, and these economic theories that I had learned stopped ringing true for me, as I saw the misery of people living all around me. "
Muhammad Yunus
Living
True
People
" Unprecedented technological capabilities combined with unlimited human creativity have given us tremendous power to take on intractable problems like poverty, unemployment, disease, and environmental degradation. Our challenge is to translate this extraordinary potential into meaningful change. "
Muhammad Yunus
Change
Challenge
Power
" The profit orientation is only one orientation of a person. The same people who are interested in profit-making are also selfless. I am not saying that capitalist theory is wrong. I am saying that it has not been interpreted and practiced fully. "
Muhammad Yunus
I Am
Selfless
Saying
" Today, the concept of business is to make money. Making money is the name of the business. "
Muhammad Yunus
Business
Name
Money