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" Money is kind of just like air - if you don't have air, you can't breathe. If you don't have money, I don't think you'll want to breathe - you won't want to live. "

Suze Orman

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Suze Orman

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" In order to create lasting security you must learn to stand in your truth. "

" You must trust yourself more than you trust others. Pay attention to your inner voice - it will tell you if how and in what you are investing is right for you. "

" Rather than saying, 'My checking account is a wreck,' change it to 'I will learn how to track my spending and balance my checkbook.' "

" The last thing family and friends want is for you to spend money on them that you don't have or that you can't really spare. "

" It's impossible to map out a route to your destination if you don't know where you're starting from. "

" A revocable living trust allows your heirs to avoid probate entirely and keeps you in complete control of your finances while you're alive. You can always make changes to what's in the trust and to how you'd ultimately like it managed or disbursed. "

" I do not think I am successful just because I have money. I'm successful because I love who I am and I have no regrets, and I'm successful because I have a great heart and I have compassion and I care and I would be happy with or without money. "

" My greatest pleasure is still flying private. I spend between $300,000 to $500,000, depending on my year, on flying private. "

" Opt for a fixed-rate rather than an adjustable-rate mortgage. "

" Every financial worry you want to banish and financial dream you want to achieve comes from taking tiny steps today that put you on a path toward your goals. "

" If you're saving for the long run, it's actually a good thing when the market is down because the more shares you have, the more you can potentially make when markets rise. And over time - decades, not months - the markets rise more than they fall. "

" I think they've been baby bummers. "

" To enjoy a long, comfortable retirement, save more today. "

" I simply want you to give to yourself as much as you give of yourself. By taking care of yourself financially, you will truly be able to take care of those you love. "

" I'm a big advocate of a work-for-pay setup rather than an allowance that isn't attached to chores - it's a great way to impart the value of money to your children. "

" When you are grateful - when you can see what you have - you unlock blessings to flow in your life. "

" Make it a priority to have at least eight months of living costs set aside in a federally insured bank or credit union account. "

" Anything that gets people to think harder about their financial security and take some responsibility is a good thing. "