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" Poverty is more than a material experience; it's a psychological state as well, one that is infused with anxiety. And decision-making is very complex because every decision you make has an impact on your future and survival. "

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" Be greedy for social change, and your life will be endlessly enriched. The only failure lies in not trying, or giving up. "

Ann Cotton

Failure

Change

Giving

" Never take your eye off the ball. Always remember that you and everyone on the team is the servant of the cause - in our case, girls' education and young women's leadership in Africa. "

" There are 45 million children in Africa who are not in school. While other children are learning, exploring, and growing in the myriad ways that children were meant to grow, these children are trapped in a life of constant struggle. Without education, how can they be expected to escape such struggle? How can their children? "

" Have faith in your intuition and listen to your gut feeling. "

" I am honoured to join education innovators like Ms. Vicky Colbert, Dr. Madhav Chavan, and Sir Fazle Hasan Abed as the fourth WISE Prize for Education Laureate. I accept this prize on behalf of the million girls Camfed is committed to supporting through secondary education. "

Ann Cotton

Wise

Education

" To expose the hardships experienced by children who are deprived of the right to attend school, Camfed has produced a series of films about educational exclusion. 'Every Child Belongs in School' provides a glimpse into the lives of children who have been forced by poverty to leave school at a very young age and take a difficult life path. "

" I recall an 18-year-old girl named Rachel in Zambia who was given a grant to start a business of her choosing. She decided to breed goats so she could sell the meat and the milk, and donate the kids to orphan children. She herself was an orphan, stepping into young adulthood with no resources, and it was her first opportunity to earn her own money. "

" All children everywhere deserve the opportunity that is unlocked for them by education. "

" I hear, 'But why do poor people make such bad decisions?' But actually, their decision-making can be far more complex than that of the better-off in many ways. They're not financially illiterate: they're constantly weighing up choices based on the reality of poverty. Somehow the international development community has resisted accepting this. "

" Poverty diminishes confidence. So if someone offers you a grain store, even if you really need a plough, you take what is offered to you. "

" Camfed graduates are active in their villages using their skills and resources to improve as many lives as possible. They are teaching financial literacy to marginalized women and bringing vital health care information to rural schoolchildren. Through example, they are demonstrating the power of philanthropy. "

" Money is hardly neutral. Its connection to power makes it a highly charged social phenomenon and a mediator of relationships. Because it has historically been controlled by men, it has given men a tool for controlling women. "

" I have seen the transformative effect that education has in the lives of young women and their communities. "

" Key to success for the education of young African girls is building a model that works with communities, schools, and national Ministries of Education to build a system of protection and support around girls, ensuring that they receive the education that is their right. Financial support is provided alongside a social support system. "

" The culture of philanthropy is alive and very well in Africa. International aid strengthens and extends it, but in the communities where I have spent time, it is all-pervasive. "

" For the poor, learning to manage money well is central to improving their lives. "

" All countries have poor people. Yet it's a very rare country which understands the indignities of poverty, while education systems maintain the status quo. The children of the elite go to the best schools and get the best jobs, not because they are the best. We're not taking advantage of the intellectual power on this planet. "

" At base, financial literacy is inextricably connected to control over one's future. "

" When I first worked in Zimbabwe, I was a complete novice. I was doing a study, and I continued to learn more and more through the years. And where I have learned most is in the village, from the communities. "

" Women's vulnerability around money is hardly exclusive to Africa. Throughout the world, women struggle with financial power. In the West, women's financial literacy is notably lower than men's. That lack of knowledge means that many women slide into poverty when they become widows. "

" Girls' education is a human right. And along with its fundamental justice, it promises so much for the individual, for her family, for society, for all of us. "

" You can't raise the aspirations of a child and then leave them hanging. Poverty can't be solved by a project. It's solved by a relationship, collaboration. "

" In the family pattern, men support boys and women support girls, and because women have far fewer financial resources, there is less money to invest in girls. "

" The aim of militants such as Boko Haram, whose very name means 'Western education is a sin,' is to sow hatred and enmity between Muslim and Christian communities, which have co-existed largely peacefully for generations. Education, in particular the education of women, is a threat to Boko Haram's goals. "