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" Quite often, people who build big businesses don't believe anyone else can run them, and you end up with an old rascal in their 70s and no one to take them on. I could name several - and I won't - who put themselves in that invidious position. "

Peter Hargreaves

End

You

Believe

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" People should buy a house to live in, not as an investment. Property has become such a national obsession - it was the primary subject at dinner parties and how many television shows were dedicated to the market. It's not good for the economy. "

" My greatest pleasure is going out on a horrible, cold, wet January morning to pick the vegetables for our Sunday lunch, putting them in a muddy pile on the table, and then spending 45 minutes washing and preparing them. I like doing it because it's so different to what I do in the week. The same holds for cleaning the car or shining my shoes. "

" I knew my successor would be better than me for the next stage of the company's life. And it was a relief - I'd been doing it for 30 years. My only worry was what the hell I was going to do with my time. "

" I have wanted to run my own business since my time at Clitheroe grammar school. I remember thinking if I could get a penny from everyone in Britain, I would earn £208,000 a year. "

" There is an old adage that the quickest way to drop your tax take is to increase taxes. If capital gains tax is going to be 50 percent, my contingent capital gains tax is going to be 250 million pounds. "

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" The Conservatives, along with Labour, I don't think understand what it is like to run a business. "

Peter Hargreaves

Think

Run

" When I fly to European destinations, I always fly economy; I don't fly business class - there is no advantage apart from a few more inches of room. "

" We need an honest politician in charge who doesn't care whether they are re-elected and is prepared to make the unpopular decisions. "

" Range Rovers are the greenest cars on the road. "

Peter Hargreaves

Road

Range

" Money in property is dead money. It doesn't help the country. It's funny how the U.K., Ireland and Spain are the most property-obsessed nations in Europe and yet are also the ones suffering the most. "

" I think I've been a moderately good boss. I've made a lot of people extremely wealthy - I think we've created 30 millionaires. "

" I love criticism. Equitable Life went down because management wouldn't brook criticism, but if you are in business, you have to hear what's going wrong. "

" Income-producing unit trusts are brilliant because if you can accept capital values will be volatile for a while, your dividend income will always be higher than what you get in the bank. "

" People in retail banks are not smart. They have a business model that's quite difficult to not make money out of - but still they somehow manage it. "

" We are one of only two FTSE 100 companies which do not use offshore or other tax avoidance arrangements. In fact, we are probably one of the highest taxpaying companies in the index. "

" Other men have created FTSE 100 companies. But I believe no man has done this in his lifetime without acquisition or borrowing. My one regret is handing over the reigns. "