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" There is a reason so many Americans choose to develop their net worth through homeownership: It is a proven wealth builder and savings compeller. "

Matthew Desmond

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" A lot of the stories about urban America tend to be written on the margins. We focus a lot on these big global cities - New York, San Francisco - or we focus on cities that are having the toughest time - Detroit, Newark, Camden. "

Matthew Desmond

" When we think of entitlement programs, Social Security and Medicare immediately come to mind. But by any fair standard, the holy trinity of United States social policy should also include the mortgage-interest deduction - an enormous benefit that has also become politically untouchable. "

Matthew Desmond

" Do we believe housing is a right and that affordable housing is part of what it should mean to be an American? I say yes. "

Matthew Desmond

" We can start with housing, the sturdiest of footholds for economic mobility. A national affordable housing program would be an anti-poverty effort, human capital investment, community improvement plan, and public health initiative all rolled into one. "

Matthew Desmond

" You lose your home, you are much more likely to lose your job the year following. The reason for that comes back to the bandwidth problem: You're so focused on this event that you're making mistakes at work; you can relocate further from work, which can increase your tardiness and absenteeism and cause you to lose your job. "

Matthew Desmond

" I think I've read all of W.E.B. Du Bois, which is a lot. He started off with comprehensive field work in Philadelphia, publishing a book in 1899 called 'The Philadelphia Negro'. It was this wonderful combination of clear statistical data and ethnographic data. "

Matthew Desmond

" Most poor families are living completely unassisted in a private rental market, devoting most of their income to housing. When you meet people who are spending 70, 80 percent of their income on rent, eviction becomes much more of an inevitability than the result of personal irresponsibility. "

Matthew Desmond

" There were evictions that I saw that I know I'll never forget. In one case, the sheriff and the movers came up on a house full of children. The mom had passed away, and the children had just gone on living there. And the sheriff executed the eviction order - moved the kids' stuff out on the street on a cold, rainy day. "

Matthew Desmond

" Eviction is part of a business model at the bottom of the market. "

Matthew Desmond

" The cost of evictions varies a lot, but it could be for landlords an expensive process as well. Among the costs for landlords as well is the emotional costs of an eviction. "

Matthew Desmond

" Eviction affects old folks and young folks, sick people and able-bodied people, white communities and African-American communities. "

Matthew Desmond

" African American women, and moms in particular, are evicted at disproportionately high rates. "

Matthew Desmond

African American

" You can get out of maintaining property at code if the family is behind on rent. "

Matthew Desmond

" Eviction comes with a record, too, and just as a criminal record can bar you from receiving certain benefits or getting a foothold in the labor market, the record of eviction comes with consequences as well. It can bar you from getting good housing in a good neighborhood. "

Matthew Desmond

" I had come to college believing in a story that if you worked hard, the American dream was reachable. "

Matthew Desmond

" My dad was a preacher. "

Matthew Desmond

" Losing a home sends families to shelters, abandoned houses, and the street. "

Matthew Desmond

" Everywhere else, we are someone else, but at home, we remove our masks. "

Matthew Desmond

" The texture and hardship of poverty and eviction is something that I think left the deepest impression on me, and I hope that I try to convey a little bit of that to the reader. "

Matthew Desmond

" If I wrote in Michael Harrington's time, roughly 50 years later when he published 'The Other America', I'd still be writing about poverty and also entrenched racial injustice. "

Matthew Desmond

" It takes a good amount of time and money to establish a home. Eviction can erase all that. "

Matthew Desmond

" Housing is a social issue: how we live and where we live. "

Matthew Desmond

" Even growing up the way I did, I was shocked by the level of poverty I saw as a college student. I thought the best way to understand it was to get close to it on the ground level. "

Matthew Desmond

" I have always been really troubled by the amount of poverty in America. Americans are matched in their rich democracy with the depth and expanse of poverty. That's really always unsettled me. "

Matthew Desmond

" When you're following people after their eviction, they often start out kind of optimistic, in a way - it's a really tough time, but it's also like a new start. Who knows where they might end up? "

Matthew Desmond

" If incarceration had come to define the lives of men from impoverished black neighborhoods, eviction was shaping the lives of women. Poor black men were locked up. Poor black women were locked out. "

Matthew Desmond

" If we care about family stability, if we care about community stability, then we need fewer evictions. "

Matthew Desmond

" Moms that get evicted are depressed and have higher rates of depressive symptoms two years later. That has to affect their interactions with their kids and their sense of happiness. You add all that together, and it's just really obvious to me that eviction is a cause, not just a condition, of poverty. "

Matthew Desmond

" No moral code or ethical principle, no piece of scripture or holy teaching, can be summoned to defend what we have allowed our country to become. "

Matthew Desmond

" These days, there are sheriff squads whose full-time job is to carry out eviction and foreclosure orders. There are moving companies specializing in evictions, their crews working all day, every weekday. "

Matthew Desmond