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" We have the flexibility to work with any potential merchant partner across the globe. "
Dan Schulman
Work
Potential
Partner
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" India is among the leaders in thinking about how technology can solve some of the problems about financial inclusion. But if you think that financial inclusion as a problem has a solution rooted in technology, it's obviously not the only thing. "
Dan Schulman
Think
Technology
Problems
" If you want to have the best employees, there really needs to be a vision and a mission. Talent looks for a mission. And if you have the best talent, that's the single biggest competitive advantage any company can have. "
Dan Schulman
Mission
Vision
Talent
" The big problem retailers are facing is the world is moving to mobile. "
Dan Schulman
Moving
Big
Mobile
" I do think that in a digital future, consumers will increasingly turn to brands that they trust. Trust, security, and service are even more important in a digital world. "
Dan Schulman
World
Service
Think
" The digitisation of money, the rapid expansion of internet access and, of course, the adoption of mobile phones have created the perfect conditions to make it easier, secure, and affordable to save, spend, give, and borrow. "
Dan Schulman
Save
Perfect
Money
" Personal and mobile computing, long-distance communications, energy storage, and air travel are just a few of the things that have been democratized by technology, creating new possibilities for billions of people. "
Dan Schulman
Technology
Energy
People
" In many ways, leadership is about defining reality and inspiring hope, but if you have these great people around you and they know that what they do is going to be recognized, it can be incredibly powerful. "
Dan Schulman
Leadership
Reality
Great
" I think that sometimes people talk about disruption, and I've seen tons of startups come in as disruptors and then disappear. And I think what we need to do as an industry is think about a world that is dominated by mobile and software and not extrapolate from what was. And I think a lot of big companies tend to want to do that. "
Dan Schulman
Need
People
Sometimes
" We believe digital payments are making financial services more universally affordable, accessible and, therefore, have the opportunity to drive financial inclusion and financial health for billions worldwide. "
Dan Schulman
Health
Drive
Opportunity
" I've come to recognize that social purpose must be embedded into the core DNA of a company. The questions 'Why do we exist as a company?' and 'How do we make a difference?' need to have the same answer. "
Dan Schulman
Make A Difference
Purpose
Questions
" Before I became the president of AT&T's consumer division, I was running strategy and our internet services, so I was the president of one of the first internet service providers, ISPs, AT&T Worldnet, and running our internet protocol product development as well. So I knew a lot about what was going on with the internet. "
Dan Schulman
Development
Internet
Service
" There's always some potential vulnerabilities in any system. "
Dan Schulman
Always
Some
System
" We're trying to democratise financial services, to ensure that management and movement of money is a right for all citizens, not the privilege of the affluent. "
Dan Schulman
Trying
Money
Financial
" I think we operate in a very dynamic marketplace, and as such, we need to constantly innovate. "
Dan Schulman
Need
Dynamic
Very
" When you focus solely on valuation and market share, you win some and you lose some. When you focus on the needs of your customers and help them achieve their dreams, you win every time. "
Dan Schulman
Time
Help
Focus
" No one can say that democratizing financial services is bad. It is good for communities, countries, the global economy, and educational progress. "
Dan Schulman
Progress
Bad
Financial
" Full financial citizenship means more than just a savings account and a way to transfer money and pay bills. It also requires access to credit along with the ability to accept payments and run a business, send money to family or transact business across borders, contribute to the community and help others in need, and invest for the future. "
Dan Schulman
Future
Business
Community
" One way to understand human progress is to look at how technology has made products and services - once reserved for the elite - progressively more accessible and affordable. "
Dan Schulman
Understand
Look
Progress
" We are excited to see how PayPal's global payment platform can help small businesses in Cuba thrive and grow by making it easier to connect to international markets. "
Dan Schulman
Thrive
Help
See
" I spent the first 18 years of my career at AT&T, and it was a wonderful place that kept me moving all the time. I mean, I started off as entry level a position as you can get at AT&T. "
Dan Schulman
Me
You
Time
" When I first went into financial services, people told me not to be too over-optimistic about change. "
Dan Schulman
Financial
People
Change
" Everyone has all the power of a bank branch in the palm of their hand. And so in that world of software at scale, theoretically the incremental unit cost of something at scale approaches zero. "
Dan Schulman
Power
Bank
World
" There is absolutely no room for discrimination against anyone in our country or anywhere in world. "
Dan Schulman
Country
World
Discrimination
" I do think there's no substitute for really hard work. But I think the thing that launched my career at AT&T, I had a pretty tragic thing happen in my family. My sister died, and I was leading a big team at the time, and I had to take time off. "
Dan Schulman
Time
Sister
Family