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" Credit is an 'I love debt' score. "

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" When we talk about kids earning commission for chores, we always have at least one parent who argues that children should do chores because they are part of the family. I agree, but if you don't involve money in a few chores, you lose the teachable moments in the work, spend, save, and give principles. "

" Would a good friend, a smart friend, encourage you to do something as dishonorable as not pay a bill you're morally and legally obligated to pay? I don't think so. "

" We are all in the business of sales. Teachers sell students on learning, parents sell their children on making good grades and behaving, and traditional salesmen sell their products. "

" I have to live my books before I write them. "

" Trust me, I know, you can make mistakes with money and still raise money-smart kids. You can start a new family tradition of handling money the right way. "

" You don't want to have so much money going toward your mortgage every month that you can't enjoy life or take care of your other financial responsibilities. "

" If you're able to pay your bills, you pay your bills. It's as simple as that. "

" The Bible clearly says that when we have a problem with our brother, we are to go to them and try to resolve the situation. "

" What your beliefs are about anything creates your actions. What you believe about marriage creates the way you handle your marriage. What you believe about raising kids creates the way you do that. "

" There are no shortcuts when it comes to getting out of debt. "

" You never cash out a 401(k) or IRA to pay off debt, unless it's to avoid a foreclosure or bankruptcy. "

" To be fair, the collection business does have a few good people in it. But it also has those who will lie and make threats. "

" You need some quick wins in order to stay pumped enough to get out of debt completely. "

" Pay your utilities, gas and other basic needs before paying on your debts. "

" People are in such a hurry to launch their product or business that they seldom look at marketing from a bird's eye view and they don't create a systematic plan. "

" You don't need credit. "

" While I encourage people to save 100% down for a home, a mortgage is the one debt that I don't frown upon. "

" Babies are wonderful, important things. Having kids, even the thought of having kids, is a big emotional deal. But sometimes it can cause people to change their financial plans and directions. "

" My wife, Sharon, and I started with nothing when we got married. I was driving a 1902 Pinto and eating off a card table. "

" I really am not a gold fan. "

" As much as I want to help people, I had to accept the fact long ago that being stupid with money isn't illegal. "

" Children who reach the age of eighteen with their entire skills set composed on Nintendo and eating Doritos have been neglected. Their parents neglected to give them the character traits necessary to live successfully. "

" As parents, we teach our kids about things we feel competent in. That's why so many parents don't teach their kids about money. "

" There's always something that needs attention when you own a property. "

" If you're doing something like scheduling utility payments to come through your debit card or out of your personal checking account, that's perfectly fine. But there are much safer ways to handle situations with debt collectors. You can send a money order overnight, or wire the cash to them. "

" It takes some discipline and hard work, but relying on credit when things go wrong is a trap. "

" Don't react with fear and panic in the face of debt collector threats. Talk to them and explain your situation. See if you can work out a compromise. "

" You're not a bad parent if you don't save for your kid's college because instead you had to choose to feed them and clothe them. Those things come first. They can go to school and do this thing called 'work' while they're in school. "

" Most of the things we buy are wants. And we call them needs, but they're wants. "

" There are several things to be learned about money from Scripture, and the concepts of generosity and giving are in there. "