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" As parents, we teach our kids about things we feel competent in. That's why so many parents don't teach their kids about money. "
Dave Ramsey
Feel
Why
Things
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" Babies are wonderful, important things. Having kids, even the thought of having kids, is a big emotional deal. But sometimes it can cause people to change their financial plans and directions. "
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" Would a good friend, a smart friend, encourage you to do something as dishonorable as not pay a bill you're morally and legally obligated to pay? I don't think so. "
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" Pay your utilities, gas and other basic needs before paying on your debts. "
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" I have to live my books before I write them. "
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" In the neighborhood where I grew up, it was a rough neighborhood - well, not rough, but it certainly wasn't upper class or anything. But I remember hearing things like, 'The little man just can't get ahead.' And if you start to believe that, then you know what? You don't get ahead. "
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" When people get scared, they quit giving. "
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" I've got a young man who works for me who says you don't need to discover your dreams - you need to recover them. "
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" Debt collectors like to play on your emotions because they think you'll give in and do something you can't really afford to do. Most of them don't care about you or your situation as long as they get some money. "
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" We are all in the business of sales. Teachers sell students on learning, parents sell their children on making good grades and behaving, and traditional salesmen sell their products. "
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" As much as I want to help people, I had to accept the fact long ago that being stupid with money isn't illegal. "
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People
Long
Help
" Don't react with fear and panic in the face of debt collector threats. Talk to them and explain your situation. See if you can work out a compromise. "
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Face
You
Work
" While I encourage people to save 100% down for a home, a mortgage is the one debt that I don't frown upon. "
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Mortgage
Save
Home
" Some people are just stuck in their ways and have been brainwashed into believing that credit cards and debt are an unavoidable part of life. "
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Some People
Credit
Cards
" You don't want to have so much money going toward your mortgage every month that you can't enjoy life or take care of your other financial responsibilities. "
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Life
Enjoy Life
Money
" Trust me, I know, you can make mistakes with money and still raise money-smart kids. You can start a new family tradition of handling money the right way. "
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Family
Trust
Money
" I like to write books where I get a question on the radio, and I don't have an answer for it. "
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Get
Books
Radio
" You can't be in debt and win. It doesn't work. "
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You
Work
Debt
" Once I will warn you, and then I will fire you! I have a zero-tolerance-plus-one policy for gossip. I will teach you once, and then I will fire your butt. "
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Teach
You
Policy
" Life will not make allowance for you, but it will pay you what you earn. "
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Life
Earn
Pay
" People are in such a hurry to launch their product or business that they seldom look at marketing from a bird's eye view and they don't create a systematic plan. "
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Business
View
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" Never take a loan against your retirement! When you pay interest against your retirement, you cost yourself interest. "
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Never
Loan
Yourself
" I think the lie we've told people in the marketplace is that a degree gets you a job. A degree doesn't get you a job. What gets you a job is the ability to carry yourself into that room and shake a hand and look someone in the eye and have people skills. These are the things that cause people to become successful. "
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Lie
Yourself
Think
" In order to be a great marketer, you have to be focused and intense and look at scarcity, urgency, activity and passion in the marketplace. "
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You
Look
Great
" There is nothing wrong with having nice things, but when you are trying to buy nice things to be happy, you are going to hurt. It's not going to work. "
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Be Happy
Happy
Hurt
" There's always something that needs attention when you own a property. "
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Own
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" You don't need credit. "
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Need
You
Credit
" This is a great time for the 'guerilla marketer.' The days when you used to have to buy expensive TV time and a yellow page ad to get started are gone. "
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Gone
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Yellow
" Credit is an 'I love debt' score. "
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Score
Credit
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" I will never be unemployed. "
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Will
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" To be fair, the collection business does have a few good people in it. But it also has those who will lie and make threats. "
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Lie
People
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