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" Here we were talking about economic development, about investing billions of dollars in various programs, and I could see it wasn't billions of dollars people needed right away. "
Muhammad Yunus
Right
See
Talking
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" I made a list of people who needed just a little bit of money. And when the list was complete, there were 42 names. The total amount of money they needed was $27. I was shocked. "
Muhammad Yunus
Just
People
Names
" I began my career as an economics professor but became frustrated because the economic theories I taught in the classroom didn't have any meaning in the lives of poor people I saw all around me. I decided to turn away from the textbooks and discover the real-life economics of a poor person's existence. "
Muhammad Yunus
Me
People
Career
" I founded Grameen Bank to provide loans to those considered traditionally unbankable. Grameen Bank works with the poorest and often illiterate, providing uncollateralized micro-loans for tiny business enterprises by which they can lift themselves and their families out of poverty. "
Muhammad Yunus
Out
Lift
Business
" The Grameen Bank Ordinance with amendments up to 2008 is a beautiful legal structure for the fulfillment of the ideals and objectives of the bank. Any change in this structure will be devastating for the bank. "
Muhammad Yunus
Change
Up
Structure
" I have always said that human beings are multidimensional beings. Their happiness comes from many sources, not, as our current economic framework assumes, just from making money. "
Muhammad Yunus
Making Money
Said
Money
" There are cultural issues everywhere - in Bangladesh, Latin America, Africa, wherever you go. But somehow when we talk about cultural differences, we magnify those differences. "
Muhammad Yunus
Africa
You
Talk
" The moment you say microfinance everybody wants to help you. "
Muhammad Yunus
Everybody
Help
Moment
" I was teaching in one of the universities while the country was suffering from a severe famine. People were dying of hunger, and I felt very helpless. As an economist, I had no tool in my tool box to fix that kind of situation. "
Muhammad Yunus
People
Suffering
Dying
" We have a list of human rights - right to food, right to shelter, right to health, right to education, many such items which are considered and accepted as bill of rights. These are to be insured to people. So all nations, all societies try to do that. "
Muhammad Yunus
Education
Try
People
" To overcome poverty and the flaws of the economic crisis in our society, we need to envision our social life. We have to free our mind, imagine what has never happened before and write social fiction. We need to imagine things to make them happen. If you don't imagine, it will never happen. "
Muhammad Yunus
Poverty
Life
Mind
" They explained to me that the bank cannot lend money to poor people because these people are not creditworthy. "
Muhammad Yunus
Me
Bank
Because
" Peace should be understood in a human way - in a broad social, political and economic way. Peace is threatened by unjust economic, social and political order, absence of democracy, environmental degradation and absence of human rights. "
Muhammad Yunus
Environmental
Peace
Way
" Long live Grameen Bank. Let the power of poor women prevail. "
Muhammad Yunus
Poor
Long
Live
" I believe terrorism cannot be won over by military action. Terrorism must be condemned in the strongest language. We must stand solidly against it, and find all the means to end it. We must address the root causes of terrorism to end it for all time to come. "
Muhammad Yunus
End
Time
Stand
" I dismiss personal profit and focus exclusively on people and planet. That's what I call social business: a nondividend company dedicated to solving human problems. You can go all the way, forgetting about personal profit, being single-minded about solving problems. The company makes profit, but profit stays with the company. "
Muhammad Yunus
Business
Problems
You
" Money begets money. If you don't have that, you wait around to be hired by somebody at the mercy of others. If you have that money in your hand, you desperately try to make the best use of it and move ahead. And that's generating income for yourself. "
Muhammad Yunus
Wait
Yourself
You
" We have designed a capitalist system wrong. We assume human beings are one-dimensional, all they do is make money, so we've created a money-centric world. "
Muhammad Yunus
Human
Wrong
World
" Business is a very beautiful mechanism to solve problems, but we never use it for that purpose. We only use it to make money. It satisfies our selfish interest but not our collective interest. "
Muhammad Yunus
Business
Beautiful
Purpose
" Soon we saw that money going to women brought much more benefit to the family than money going to the men. So we changed our policy and gave a high priority to women. As a result, now 96% of our four million borrowers in Grameen Bank are women. "
Muhammad Yunus
Family
Women
Result
" Good economic theory must give the people the chance to use their talents to build their own lives. We must get away from the traditional route where the rich will do the business and the poor will depend on private or public charity. "
Muhammad Yunus
Rich
Chance
Business
" Today, the concept of business is to make money. Making money is the name of the business. "
Muhammad Yunus
Business
Name
Money
" Capitalism has been interpreted as an exclusively profit-centric human engagement. Some have been saying to bring people and planet into the picture. This can be a good change, but it is still not fully operationalized. Are you putting people, planet and profit at the same level? "
Muhammad Yunus
Good
Change
Saying
" Human beings have enormous resilience. "
Muhammad Yunus
Human Beings
Resilience
Human
" I went to the bank and proposed that they lend money to the poor people. The bankers almost fell over. "
Muhammad Yunus
Money
Poor People
People
" Business money is limitless. "
Muhammad Yunus
Limitless
Business
Money
" I began my work in the '70s, teaching at a university in Bangladesh, and these economic theories that I had learned stopped ringing true for me, as I saw the misery of people living all around me. "
Muhammad Yunus
Living
True
People
" Unprecedented technological capabilities combined with unlimited human creativity have given us tremendous power to take on intractable problems like poverty, unemployment, disease, and environmental degradation. Our challenge is to translate this extraordinary potential into meaningful change. "
Muhammad Yunus
Change
Challenge
Power
" Microcredit has shown how you can reach out to people that conventional banking cannot. It has demonstrated that it's a doable proposition. "
Muhammad Yunus
Reach
You
Banking
" I said peace is sometimes narrowly interpreted; it's the absence of conflict between nations or something. But peace is more inherent, more basic to human life, human beings, what we feel about each other, what we feel about life around us and what we see in our future. "
Muhammad Yunus
Life
Future
Feel
" Human beings are much bigger than just making money. "
Muhammad Yunus
Human
Making Money
Bigger