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" Human beings have enormous resilience. "
Muhammad Yunus
Human Beings
Resilience
Human
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" While technology is important, it's what we do with it that truly matters. "
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" The Grameen Bank Ordinance with amendments up to 2008 is a beautiful legal structure for the fulfillment of the ideals and objectives of the bank. Any change in this structure will be devastating for the bank. "
Muhammad Yunus
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Up
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" I began my career as an economics professor but became frustrated because the economic theories I taught in the classroom didn't have any meaning in the lives of poor people I saw all around me. I decided to turn away from the textbooks and discover the real-life economics of a poor person's existence. "
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" I was teaching in one of the universities while the country was suffering from a severe famine. People were dying of hunger, and I felt very helpless. As an economist, I had no tool in my tool box to fix that kind of situation. "
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" Making money is a happiness. And that's a great incentive. Making other people happy is a super-happiness. "
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" I wanted to give money to people like this woman so that they would be free from the moneylenders to sell their product at the price which the markets gave them - which was much higher than what the trader was giving them. "
Muhammad Yunus
Giving
Like
Woman
" Soon we saw that money going to women brought much more benefit to the family than money going to the men. So we changed our policy and gave a high priority to women. As a result, now 96% of our four million borrowers in Grameen Bank are women. "
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" We developed microfinance to fight loan sharks - I was telling people don't go to loan sharks - not trying to take advantage and make money for myself. I would be a junior loan shark if I did... It is not a panacea. "
Muhammad Yunus
People
Myself
Money
" I dismiss personal profit and focus exclusively on people and planet. That's what I call social business: a nondividend company dedicated to solving human problems. You can go all the way, forgetting about personal profit, being single-minded about solving problems. The company makes profit, but profit stays with the company. "
Muhammad Yunus
Business
Problems
You
" There are cultural issues everywhere - in Bangladesh, Latin America, Africa, wherever you go. But somehow when we talk about cultural differences, we magnify those differences. "
Muhammad Yunus
Africa
You
Talk
" Here we were talking about economic development, about investing billions of dollars in various programs, and I could see it wasn't billions of dollars people needed right away. "
Muhammad Yunus
Right
See
Talking
" Microcredit has shown how you can reach out to people that conventional banking cannot. It has demonstrated that it's a doable proposition. "
Muhammad Yunus
Reach
You
Banking
" I went to the bank and proposed that they lend money to the poor people. The bankers almost fell over. "
Muhammad Yunus
Money
Poor People
People
" If the basic structure of Grameen is changed, the worry is that the poor women who are the rightful owners of the bank will be disenfranchised. "
Muhammad Yunus
Worry
Bank
Poor
" Capitalism has been interpreted as an exclusively profit-centric human engagement. Some have been saying to bring people and planet into the picture. This can be a good change, but it is still not fully operationalized. Are you putting people, planet and profit at the same level? "
Muhammad Yunus
Good
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Saying
" Long live Grameen Bank. Let the power of poor women prevail. "
Muhammad Yunus
Poor
Long
Live
" I founded Grameen Bank to provide loans to those considered traditionally unbankable. Grameen Bank works with the poorest and often illiterate, providing uncollateralized micro-loans for tiny business enterprises by which they can lift themselves and their families out of poverty. "
Muhammad Yunus
Out
Lift
Business
" I believe terrorism cannot be won over by military action. Terrorism must be condemned in the strongest language. We must stand solidly against it, and find all the means to end it. We must address the root causes of terrorism to end it for all time to come. "
Muhammad Yunus
End
Time
Stand
" Civilization has given us enormous successes: going to the moon, technology. But then this is the civilisation that took us to debt, environmental crisis, every single crisis. We need a civilization where we say goodbye to these things. "
Muhammad Yunus
Environmental
Goodbye
Moon
" Credit markets were originally created to serve human needs; to provide businesses and individuals with capital to start or expand businesses or fulfill other financial needs. "
Muhammad Yunus
Financial
Serve
Credit
" They explained to me that the bank cannot lend money to poor people because these people are not creditworthy. "
Muhammad Yunus
Me
Bank
Because
" The developing world is full of entrepreneurs and visionaries, who with access to education, equity and credit would play a key role in developing the economic situations in their countries. "
Muhammad Yunus
World
Play
Credit
" I had no idea that I would ever get involved with something like lending money to poor people, given the circumstances in which I was working in Bangladesh. "
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Poor
Circumstances
Like
" I said peace is sometimes narrowly interpreted; it's the absence of conflict between nations or something. But peace is more inherent, more basic to human life, human beings, what we feel about each other, what we feel about life around us and what we see in our future. "
Muhammad Yunus
Life
Future
Feel
" The profit orientation is only one orientation of a person. The same people who are interested in profit-making are also selfless. I am not saying that capitalist theory is wrong. I am saying that it has not been interpreted and practiced fully. "
Muhammad Yunus
I Am
Selfless
Saying
" Poverty is unnecessary. "
Muhammad Yunus
Unnecessary
Poverty
Finance
" Access to quality education has enabled me to reach far beyond the Bangladeshi village I grew up in. "
Muhammad Yunus
Education
Village
Me
" The moment you say microfinance everybody wants to help you. "
Muhammad Yunus
Everybody
Help
Moment
" My greatest challenge has been to change the mindset of people. Mindsets play strange tricks on us. We see things the way our minds have instructed our eyes to see. "
Muhammad Yunus
Change
People
Mindset
" Business is a very beautiful mechanism to solve problems, but we never use it for that purpose. We only use it to make money. It satisfies our selfish interest but not our collective interest. "
Muhammad Yunus
Business
Beautiful
Purpose