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" I always knew that I would have to make it on my own somehow. "

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" A cash advance on a credit card is one of the worst types of borrowing because the interest rate is typically 21 percent or more. "

" The way to build your savings is by spending less each month. "

" Learn to recognize true wealth. Money itself will not make you financially free. That comes as a result of only that powerful state of mind which tells us that we are worth far more than our money. "

" One journalist estimated my liquid net worth at $25 million. That's pretty close. My houses are worth another $7 million. "

" If you make time each month to give your money some attention, you'll start the next year in fabulous financial shape. "

" If you're financially responsible, your children have a much better chance to grow up financially responsible. "

" To enjoy a long, comfortable retirement, save more today. "

" Sometimes poverty is the greatest gift you can ever be given. Sometimes loss is the key that leads you to gain. "

" Money you won't need to use for at least seven years is money for investing. The goal here is to have your account grow over time to help you finance a distant goal, such as building a retirement fund. Since your goal is in the future, money for investing belongs in stocks. "

" Credit card companies are jacking up interest rates, lowering credit limits, and closing accounts - and people who have made timely payments are not exempt. So even if you pay off your balance - and that's tough when interest rates are insanely high - there's a good chance your credit limit will be slashed, and that will hurt your FICO score. "

" Every portfolio benefits from bonds; they provide a cushion when the stock market hits a rough patch. But avoiding stocks completely could mean your investment won't grow any faster than the rate of inflation. "

" Your goal should be to pay off your credit card bills in full at the end of each month and set aside money toward your emergency savings. "

" I want to work with the Philippine people and make life better there; there are systems I can work with. "

" Make it a priority to have at least eight months of living costs set aside in a federally insured bank or credit union account. "

" No one's ever achieved financial fitness with a January resolution that's abandoned by February. "

" The new American dream is one of responsibility. What is the bottom-line number that you're going to be able to pay back toward a student loan responsibly if you're doing it yourself after you have a job? That dictates the amount of money you can borrow. That dictates the school you can go to, if you can even go to a four-year college at all. "

" I have never been a fan of bond funds. Unlike a direct investment in an individual bond that you can hold to maturity and be assured you will get your principal back (assuming no default), a fund has no finite maturity date and most funds are actively traded. "

" If you're going to live in the house make it your goal to just pay off your mortgage. "

" Time is key to building your financial security. "

" There is nothing more beautiful than a confident woman. "

" Cut back your spending now. "

" We tend to focus on assets and forget about debts. Financial security requires facing up to the big picture: assets minus debts. "

" It's easy to underestimate the real cost of home ownership. "

" In order to create lasting security you must learn to stand in your truth. "

" When it comes to tackling your financial goals, whatever they might be, there's no time like the present. "

" Success is not how many zeroes your bank account has. It's about making the most of the life you have. "

" Remember what I always say: people first, then money, then things. "

" Get rid of debt now. "

" A wise woman recognizes when her life is out of balance and summons the courage to act to correct it, she knows the meaning of true generosity, happiness is the reward for a life lived in harmony, with a courage and grace. "

" Anything that gets people to think harder about their financial security and take some responsibility is a good thing. "