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" I pay for homeowner's insurance, I pay for car insurance, I pay for health insurance. "

Elizabeth Warren

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" Raising the minimum wage means we have workers paying more in to support the Social Security system. "

Elizabeth Warren

" If your plan is to put a product out there that people can see and understand, then by golly, we're going to get along just fine. "

Elizabeth Warren

" I have voted against only one of President Obama's nominees: Michael Froman, a Citigroup alumnus who is currently storming the halls of Congress as U.S. Trade Representative pushing trade deals that threaten to undermine financial regulation, workers' rights, and environmental protections. "

Elizabeth Warren

" It worries me about what happens if people in government are looking for that next job: 'Yeah I'm working now, not as much money as I could be making, but when I leave here, that's where I'm headed.' That ultimately infects whatever it is that they're doing. "

Elizabeth Warren

" President Obama believes in a level playing field. "

Elizabeth Warren

" You have to remember: what are incomes to banks are outgoes to families. "

Elizabeth Warren

" You have two pages, that's the whole credit card agreement. The terms are clear and flat and easy to see so anyone can read them. So you could lay four credit cards in front of you and say, 'Oh, that's the one that has the highest rate, that's the one that has the really scary provision that could hurt me.' "

Elizabeth Warren

" If large financial institutions can break the law and accumulate million in profits - and, if they get caught, settle by paying out of those profits - they do not have much incentive to follow the law. "

Elizabeth Warren

" We shouldn't be profiting from our students who are drowning in debt while giving a great deal to the banks. That's just wrong. "

Elizabeth Warren

" I'm not someone who thinks Republicans are always wrong and Democrats are always right. "

Elizabeth Warren

" I held my father's hand while he died of cancer, and it's really painful when you do something like that up close and personal. My mother was already gone, and I was very, very close to my father. "

Elizabeth Warren

" I was 30 before I realized, you know, that I probably was an accident. These things just suddenly hit you one day. "

Elizabeth Warren

" I hear all this, you know, 'Well, this is class warfare, this is whatever.' No. There is nobody in this country who got rich on his own - nobody. "

Elizabeth Warren

" What we collectively decide about how to bail out our economy, how to pull our economy out of a ditch and what rules we put in place to make sure this problem does not happen again, will shape our country for the next 50 years. This is it. "

Elizabeth Warren

" No matter how good a deal sounds, if your name goes on the bottom line, you need to understand it and be sure you'll be able to pay. You are responsible for yourself forever. Forever. "

Elizabeth Warren

" With the right sources of funding and some smart, strategic thinking about how to force non-banks to follow the same rules as other lenders, the entire landscape of consumer lending would change. "

Elizabeth Warren

" When she was 16, my grandmother, Hannie Reed, drove a wagon in the Oklahoma land rush. "

Elizabeth Warren

" The broken consumer credit market had to be repaired by making sure that consumers had the right information and could use it effectively. That meant consolidating the bloated patchwork of ineffective agencies and regulations so that a single agency could act as a voice for consumers. "

Elizabeth Warren

" Never be so faithful to your plan that you are unwilling to consider the unexpected. Never be so faithful to your plan that you are unwilling to entertain the improbable opportunity that comes looking for you. "

Elizabeth Warren

" In America today, a young person needs more education after high school just to have a chance to make it in the middle class. Not a guarantee, just a chance to make it. "

Elizabeth Warren

" You didn't have to worry that marauding bands would come and seize everything in your factory and hire someone to protect against this because of the work the rest of us did. "

Elizabeth Warren

" Wall Street banks have the right to express their views to lawmakers and regulators through lobbying, but the law is clear: If they want to influence lawmakers, they must disclose their lobbying expenditures. "

Elizabeth Warren

" I don't want to go to Washington to be a co-sponsor of some bland little bill nobody cares about. I don't want to go to Washington to get my name on something that makes small change at the margin. "

Elizabeth Warren

" Consumer banking - selling debt to middle class families - has been a gold mine. "

Elizabeth Warren

" President Obama believes in a country where we invest in education, in roads and bridges, in science, and in the future so we can create new opportunities so the next kid can make it big and the kid afer that and the kid after that, that's what President Obama believes. "

Elizabeth Warren

" Markets work when people can evaluate the prices and risks of different products, then pick the ones that work best for them. But when the terms of the deal are hidden, competition doesn't work. And customers aren't the only ones who are hurt. "

Elizabeth Warren

" I will work my heart out to earn the trust of the people of Massachusetts. "

Elizabeth Warren

" There's a lot of talk coming from Citigroup about how Dodd-Frank isn't perfect. Let me say this to anyone who is listening at Citi: I agree with you. Dodd-Frank isn't perfect. It should have broken you into pieces. "

Elizabeth Warren

" Like a lot of you, I grew up in a family on the ragged edges of the middle class. My daddy sold carpeting and ended up as a maintenance man. After he had a heart attack, my mom worked the phones at Sears so we could hang on to our house. "

Elizabeth Warren

" Credit card agreements run as long as 30 pages, and it's 30 pages of largely incomprehensible text. "

Elizabeth Warren