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" No matter how good a deal sounds, if your name goes on the bottom line, you need to understand it and be sure you'll be able to pay. You are responsible for yourself forever. Forever. "
Elizabeth Warren
Name
Yourself
You
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" We need a new model: If you can't explain it, you can't sell it. "
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" People who graduate are more resilient financially, and they weather economic downturns better than people who don't graduate. And, throughout their lives, people who graduate are more likely to be economically secure, more likely to be healthy, and more likely to live longer. Face it: A college degree puts a lot in your corner. "
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" I grew up in a family that nearly lost everything, but I ended up in the United States Senate because I grew up in an America that invested in kids like me and built a real future for us. "
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" Like a lot of you, I grew up in a family on the ragged edges of the middle class. My daddy sold carpeting and ended up as a maintenance man. After he had a heart attack, my mom worked the phones at Sears so we could hang on to our house. "
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" If your plan is to put a product out there that people can see and understand, then by golly, we're going to get along just fine. "
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" It is not good not to have health insurance; that leaves the family very vulnerable. "
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" Does anyone believe that Goldman Sachs is gonna give up a deal that would yield millions of dollars because someone fussed at them behind closed doors? "
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" I'll work with anyone - and I really do mean that - Democrat, Republican, independent, Libertarian, contrarian, vegetarian. "
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" The poor pay more, and that's one of the reasons people get trapped at the bottom of the economic ladder. "
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Ladder
Trapped
Poor
" In 1978, we adopted a new Bankruptcy Code in the United States, and a principal part of this was designed to adjust to the new corporation, to find ways to let a corporation that had gotten into financial trouble reorganize itself. A big part of the selling point on this bankruptcy law was, 'It will preserve jobs.' "
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" I grew up in the Methodist church and taught Sunday school, and one of my favorite passages of scripture is, 'in as much as ye have done it unto one of the least of these my brethren, ye have done it unto me.' Matthew 25:40. "
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Up
Church
Done
" With the right sources of funding and some smart, strategic thinking about how to force non-banks to follow the same rules as other lenders, the entire landscape of consumer lending would change. "
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Thinking
Change
Landscape
" Markets work when people can evaluate the prices and risks of different products, then pick the ones that work best for them. But when the terms of the deal are hidden, competition doesn't work. And customers aren't the only ones who are hurt. "
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Risks
Work
Best
" The women who file for bankruptcy played by all the rules, but they are still in economic freefall. "
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Rules
Still
Who
" Marathon Day in Boston and all of Massachusetts, it's Patriot's Day, and it's a big celebration for us. It's a day when we're kind of the whole world's city there. "
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Boston
World
Marathon
" If the notion on this is we're going to elect somebody to the United States Senate so they can be the 100th least senior person in there and be polite, and somewhere in their fourth or fifth year do some bipartisan bill that nobody cares about, don't vote for me. "
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Vote
Me
Nobody
" If the big banks expect to buy influence when they give money to favored think tanks, then the public has a right to know. If the big banks don't expect to buy influence and are merely making charitable contributions, then their shareholders have a right to know. Either way, there's no excuse for keeping these payments secret. "
Elizabeth Warren
Influence
Know
Money
" We've seen filibusters of bills and nominations that ultimately passed with 90 or more votes. Why filibuster something that has that kind of support? Just to slow down the process and keep the Senate from working. "
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Down
Why
Support
" There's a lot of talk coming from Citigroup about how Dodd-Frank isn't perfect. Let me say this to anyone who is listening at Citi: I agree with you. Dodd-Frank isn't perfect. It should have broken you into pieces. "
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Broken
Say
You
" You can put handcuffs on people who push the envelope. When they break the law, they deserve to have handcuffs. "
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Break
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You
" I think a lot of Americans are not sure which side Washington is on: the side of banks or the side of the people. "
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Think
Sure
People
" If large financial institutions can break the law and accumulate million in profits - and, if they get caught, settle by paying out of those profits - they do not have much incentive to follow the law. "
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Break
Law
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" I'm not running for president. "
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Running
President
" Families rely on financial services more than ever, but those who need them most - who struggle to make ends meet - too often must contend with sky-high interest rates and tricks and traps buried in the fine print of their loan products. "
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Meet
Struggle
Need
" When I first started talking about running for office, a lot of people said to me, 'Don't let the consultants change you,' and I'd always assured them that I wouldn't allow it to happen. But like it or not, I had to change. Not because of a consultant, but because I started to understand the cost of a stupid mistake. "
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Stupid
You
Mistake
" Regulators all meet with Goldman Sachs executives and employees day after day after day. They don't see the people who get tricked, the people who get cheated, the people who get fooled by the products that Goldman turns out. "
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Day
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See
" Going to college and finding a good job no longer guarantee economic safety. "
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Safety
College
Job
" My brothers and I grew up on stories about our grandfather building one-room schoolhouses and about our grandparents' courtship and their early lives together in Indian Territory. "
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Together
Building
Early
" Part of my job is to make sense of all that I hear, and to retell it in a forceful way so that the decision-makers at Treasury can hear it. At least that's how I see it. "
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