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" I saw people get fired after their eviction. But when I found that if you get evicted, your chances of losing your job increase by 20 percent, that's when it really hit home for me. "

Matthew Desmond

Home

Losing

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" The face of America's eviction epidemic is a mom with kids. "

" All homeowners in America may deduct mortgage interest on their first and second homes. "

" Poor families are living above their means, in apartments they cannot afford. The thing is, those apartments are already at the bottom of the market. "

" I came to the realization of how essential a role housing plays in the lives of the poor. "

" It's true that eviction affects the young and the old, the sick and the able-bodied. It affects white folks and black folks and Hispanic folks and immigrants. If you spend time in housing court, you see a really diverse array of folks there. "

" If eviction has these massive consequences that we all pay for, a very smart use of public funds would be to invest in legal services for folks facing eviction. "

" Between 2007 and 2010, the average white family experienced an 11% reduction in wealth, but the average black family lost 31% of its wealth. The average Hispanic family lost 44.7%. "

" You lose your home, you are much more likely to lose your job the year following. The reason for that comes back to the bandwidth problem: You're so focused on this event that you're making mistakes at work; you can relocate further from work, which can increase your tardiness and absenteeism and cause you to lose your job. "

" The cost of evictions varies a lot, but it could be for landlords an expensive process as well. Among the costs for landlords as well is the emotional costs of an eviction. "

" I had come to college believing in a story that if you worked hard, the American dream was reachable. "

" The poor don't want some small life. They don't want to game the system. They want to contribute, and they want to thrive. But poverty reduces people born for better things. "

" Differences in homeownership rates remain the prime driver of the nation's racial wealth gap. "

" Evictions used to be rare in this country. They used to draw crowds. There are scenes in literature where you can come upon an eviction - like, in 'Invisible Man' there's the famous eviction scene in Harlem, and people are gathered around, and they move the family back in. "

" There is a reason so many Americans choose to develop their net worth through homeownership: It is a proven wealth builder and savings compeller. "

" The texture and hardship of poverty and eviction is something that I think left the deepest impression on me, and I hope that I try to convey a little bit of that to the reader. "

" I teach at Harvard, and focusing on understanding this problem on a national level is a big priority of mine right now - where evictions are going up and down, what cities are actually instituting policies that work, what housing insecurity is doing to our cities, neighbourhoods, our kids. "

" When you fight fires for a few seasons, you know what to expect. Your heart doesn't race as much as it did. "

" I love Milwaukee, the rust belt. It's a very special part of America that's full of promise but also full of pain, where poverty is acute. "

" Everywhere else, we are someone else, but at home, we remove our masks. "

" There is a deep connection, when we're talking about certain market forces and a legal structure that inhibits low or moderate income families from getting ahead. Eviction is part of a business model at the bottom of the market. "

" The things you're closest to are often the things you know least about. "

" Home is the wellspring of personhood, where our identity takes root; where civic life begins. America is supposed to be a place where you can better yourself, your family, and your community. "

" African American women, and moms in particular, are evicted at disproportionately high rates. "

" I left college with a deep sense that I needed to understand poverty more. "

Matthew Desmond

Poverty

Understand

" You meet folks who are funny and really smart and persistent and loving that are confronting this thing we call poverty, which is just a shorthand for this way of life that holds you underwater. And you just wonder what our country would be if we allowed these people to flourish and reach their full potential. "

" If you have someone who is paying 88 percent of her income on rent, and we have laws that allow a landlord to evict a tenant who falls behind under those circumstances, eviction becomes an inevitability. "

" Just as incarceration has come to define the lives of low-income black men, eviction is defining the lives of low-income black women. "

" Hundreds of data-mining companies sell landlords tenant-screening reports that list past evictions and court filings. "

" When I left Milwaukee, and I had all these stories. I felt so responsible for people. It's a heck of a thing to do, to try to write someone's story. "

" A lot flows from the question: Is having decent, stable housing part of what it means to live in this country? And I think we should answer 'yes.' "