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" I wouldn't be where I am, if not for Jamaica. My formative years were here. I wouldn't have the confidence that I have if I wasn't born here, because growing up here I knew I could become anybody I wanted to become. There was no ceiling on top of me. "

Michael Lee-Chin

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" I wouldn't have become an engineer, I wouldn't have done what I did, had a hand not been held out to me. I have to remember who helped me when I needed help. The people of Jamaica helped me. I can't forget that. I would be ungrateful if I forgot. "

Michael Lee-Chin

" My first playpen was a cardboard box. "

Michael Lee-Chin

" The objective of the customer is not being met if the fund managers are diversifying their assets into hundreds of businesses. If they do this, they are typically performing close to the indexes. But that's not the way wealth is created. "

Michael Lee-Chin

" From an early age my mother told me that there were so many of us that if I was to get anything in life I would have to get it myself. So I did. "

Michael Lee-Chin

" Doing business in Jamaica is not easy, but it is rewarding. "

Michael Lee-Chin

" I'm making a case against how money managers are handling customers' money. The objective of the customer is not being met if the fund managers are diversifying their assets into hundreds of businesses. If they do this, they are typically performing close to the indexes. But that's not the way wealth is created. "

Michael Lee-Chin

" Gold is a commodity; over the long run, as we look back, it has not been a good investment. You can't look at the intrinsic value of gold as you can a business. Gold doesn't give you cash flow, and, at the end of the day, cash flow is what is important. Gold doesn't give you dividends. "

Michael Lee-Chin

" You must look like a money person for clients to trust you. "

Michael Lee-Chin

" If people perceive themselves as having very little opportunities to be fulfilled, then it cheapens their life and outlook. The solution is to reverse it; make sure they know opportunities abound. "

Michael Lee-Chin

" Private equity has been the purview of super wealthy individuals and institutions. "

Michael Lee-Chin

" My wealth came from growing businesses. I had wealth, but not liquidity. Basically I transferred illiquid shares of AIC for liquid shares of Manulife. Now I'm the biggest individual shareholder of Manulife. "

Michael Lee-Chin

" I didn't generate my success by being a prognosticator. I developed my reputation building our businesses by building great businesses and making them more efficient. "

Michael Lee-Chin

" The mantra of the National Commercial Bank is 'building a better Jamaica.' If this bank is going to be everlastingly successful, it has to take on the ailments of this society. "

Michael Lee-Chin

" Life is not linear; you have ups and downs. It's how you deal with the troughs that defines you. "

Michael Lee-Chin

" You can't look at the intrinsic value of gold as you can a business. Gold doesn't give you cash flow, and, at the end of the day, cash flow is what is important. Gold doesn't give you dividends. "

Michael Lee-Chin