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" In order to be a great marketer, you have to be focused and intense and look at scarcity, urgency, activity and passion in the marketplace. "
Dave Ramsey
You
Look
Great
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" I believe that through knowledge and discipline, financial peace is possible for all of us. "
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" You've got to tell your money what to do or it will leave. "
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Leave
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Tell
" While I encourage people to save 100% down for a home, a mortgage is the one debt that I don't frown upon. "
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Save
Home
" You need some quick wins in order to stay pumped enough to get out of debt completely. "
Dave Ramsey
Stay
You
Quick
" Once I will warn you, and then I will fire you! I have a zero-tolerance-plus-one policy for gossip. I will teach you once, and then I will fire your butt. "
Dave Ramsey
Teach
You
Policy
" Trust me, I know, you can make mistakes with money and still raise money-smart kids. You can start a new family tradition of handling money the right way. "
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Family
Trust
Money
" I have to live my books before I write them. "
Dave Ramsey
Before
Write
Books
" Children who reach the age of eighteen with their entire skills set composed on Nintendo and eating Doritos have been neglected. Their parents neglected to give them the character traits necessary to live successfully. "
Dave Ramsey
Parents
Children
Age
" I will never be unemployed. "
Dave Ramsey
Will
Never
Unemployed
" I have done stupid with a lot of zeros on the end of it. I know what it looks like. "
Dave Ramsey
Looks
Stupid
Done
" I think that anyone who wants to start their own business can, but not any type of business. "
Dave Ramsey
Business
Start
Wants
" I've seen numerous situations where collectors have taken more than the agreed-upon amount from someone's account once they gained access. "
Dave Ramsey
Seen
More
Access
" We are all in the business of sales. Teachers sell students on learning, parents sell their children on making good grades and behaving, and traditional salesmen sell their products. "
Dave Ramsey
Good
Business
Children
" People are in such a hurry to launch their product or business that they seldom look at marketing from a bird's eye view and they don't create a systematic plan. "
Dave Ramsey
Business
View
People
" It takes some discipline and hard work, but relying on credit when things go wrong is a trap. "
Dave Ramsey
Credit
Work
Hard Work
" If you're doing something like scheduling utility payments to come through your debit card or out of your personal checking account, that's perfectly fine. But there are much safer ways to handle situations with debt collectors. You can send a money order overnight, or wire the cash to them. "
Dave Ramsey
Money
Doing
Debt
" You're not a bad parent if you don't save for your kid's college because instead you had to choose to feed them and clothe them. Those things come first. They can go to school and do this thing called 'work' while they're in school. "
Dave Ramsey
College
Bad
You
" I always laugh and say I met God on the way up, and I got to know him on the way down. And so, as I'm crashing and losing everything, a lot of people run to God when they are struggling. And I was no exception. "
Dave Ramsey
Run
God
Losing
" There are no shortcuts when it comes to getting out of debt. "
Dave Ramsey
Getting
Shortcuts
Out
" The thing I have discovered about working with personal finance is that the good news is that it is not rocket science. Personal finance is about 80 percent behavior. It is only about 20 percent head knowledge. "
Dave Ramsey
Knowledge
Good
Finance
" This is a great time for the 'guerilla marketer.' The days when you used to have to buy expensive TV time and a yellow page ad to get started are gone. "
Dave Ramsey
Gone
You
Yellow
" Most of the things we buy are wants. And we call them needs, but they're wants. "
Dave Ramsey
Wants
Most
Needs
" As much as I want to help people, I had to accept the fact long ago that being stupid with money isn't illegal. "
Dave Ramsey
People
Long
Help
" There are several things to be learned about money from Scripture, and the concepts of generosity and giving are in there. "
Dave Ramsey
Money
About
Generosity
" You don't want to have so much money going toward your mortgage every month that you can't enjoy life or take care of your other financial responsibilities. "
Dave Ramsey
Life
Enjoy Life
Money
" There is nothing wrong with having nice things, but when you are trying to buy nice things to be happy, you are going to hurt. It's not going to work. "
Dave Ramsey
Be Happy
Happy
Hurt
" When people get scared, they quit giving. "
Dave Ramsey
Get
Giving
People
" Credit is an 'I love debt' score. "
Dave Ramsey
Score
Credit
Debt
" Pay your utilities, gas and other basic needs before paying on your debts. "
Dave Ramsey
Pay
Your
Before
" I like to write books where I get a question on the radio, and I don't have an answer for it. "
Dave Ramsey
Get
Books
Radio