Home
Authors
Tags
App
Get QuoteDark Inspirational Quotes App
" It pays to be a fee fiend. "
Suze Orman
Fee
Pays
Fiend
Related Quotes:
" The only way you will ever permanently take control of your financial life is to dig deep and fix the root problem. "
Suze Orman
Life
Deep
Financial
" Don't let what others think or say get in your way; their actions reflect on them, not you. "
Suze Orman
Reflect
Think
Way
" Happiness is not a luxury. It is a necessity. When we are happy, we are in the best possible place to be good to ourselves and those we love. "
Suze Orman
Happiness
Happy
Love
" Rather than saying, 'My checking account is a wreck,' change it to 'I will learn how to track my spending and balance my checkbook.' "
Suze Orman
Change
Balance
Will
" Owning a home is a keystone of wealth - both financial affluence and emotional security. "
Suze Orman
Wealth
Security
Home
" You should keep a copy of your tax return indefinitely, but you need to save supporting documents for only three years. "
Suze Orman
Tax
You
Years
" If you can't afford the upkeep of your home, it makes no sense to do a reverse mortgage. You will just end up having to sell eventually when you realize you can't afford the home, and whether you have any equity left after the sale depends on the size of the reverse loan that must be settled. "
Suze Orman
Realize
End
Size
" I want to conquer the unknown. I really, really want to live on the water and captain my own boat. I have dreamed of going around the world on a boat. "
Suze Orman
Water
World
Boat
" I have never been a fan of bond funds. Unlike a direct investment in an individual bond that you can hold to maturity and be assured you will get your principal back (assuming no default), a fund has no finite maturity date and most funds are actively traded. "
Suze Orman
You
Maturity
Back
" Yes, your kids should go to school. No, you shouldn't bankroll their degree whatever the cost. You've spent your life creating a sound financial plan; don't upend it by suspending your retirement savings or taking out a home equity line of credit to pay for a pricey college. "
Suze Orman
School
Life
Home
" I generally encourage people to make good on debts when they have enough money to repay them. But once a delinquency has been reported to a collection agency, paying it off won't help your FICO score. The damage has already been done, and the blemish will remain on your credit report for seven years. "
Suze Orman
Money
Enough
Done
" We tend to focus on assets and forget about debts. Financial security requires facing up to the big picture: assets minus debts. "
Suze Orman
Security
Big
Financial
" If you're going to live in the house make it your goal to just pay off your mortgage. "
Suze Orman
Live
House
Going
" Recast your current problems into proactive goals. "
Suze Orman
Your
Proactive
Problems
" Credit unions are often a better deal than banks and tend to pay higher yields on deposits. "
Suze Orman
Credit
Better
Higher
" I love, love, love that you want to use your debit card. But to keep your credit score solid, you still need to keep a few credit cards and use them at least once every few months. "
Suze Orman
You
Cards
Credit
" For seven years after college, I was a waitress at the Buttercup Bakery in Berkeley, and from there I got a job at Merrill Lynch as an account executive, from where I went to vice president of investments for Prudential-Bache Securities. I started my own firm in 1987. "
Suze Orman
Own
Started
College
" The world needs another vehicle to get people to pay in cash. "
Suze Orman
Cash
Pay
People
" You have got to be the masters of your own financial future. "
Suze Orman
You
Own
Future
" What I've learned is that the audience is constantly rotating. Just because it feels like I've said it, there are millions and millions of people that have still never heard of it. "
Suze Orman
People
Said
Audience
" If there is anyone dependent on your income - parents, children, relatives - you need life insurance. "
Suze Orman
Children
You
Parents
" It wasn't until I stood in my truth and told everybody that I had $250,000 in credit card debt. At that point, everything turned around for me. I had to reveal the truth about what I didn't have, more than pretend about what I did. That was interesting. "
Suze Orman
Interesting
Me
Debt
" Structured settlements are a common way for people who have been injured to receive an insurance payout. The periodic payments provide ongoing income and reduce the risk of blowing a lump sum through poor financial choices. "
Suze Orman
People
Choices
Insurance
" The new American dream is one of responsibility. What is the bottom-line number that you're going to be able to pay back toward a student loan responsibly if you're doing it yourself after you have a job? That dictates the amount of money you can borrow. That dictates the school you can go to, if you can even go to a four-year college at all. "
Suze Orman
Job
Money
Responsibility
" Credit card companies are jacking up interest rates, lowering credit limits, and closing accounts - and people who have made timely payments are not exempt. So even if you pay off your balance - and that's tough when interest rates are insanely high - there's a good chance your credit limit will be slashed, and that will hurt your FICO score. "
Suze Orman
You
Balance
Good
" Many people are in the dark when it comes to money, and I'm going to turn on the lights. "
Suze Orman
Turn
Lights
Dark
" When you're happy you find pure joy in your life. There are no regrets in this state of happiness - and that's a goal worth striving for in all areas of your life. "
Suze Orman
Goal
Life
Happiness
" Those carrying a credit card balance should scale back to making the minimum payment each month so they have more money to put into savings. "
Suze Orman
Back
Money
Balance
" Remember: If the IRS suspects you haven't reported income, it can challenge returns from the past six years. So if you are self-employed or have multiple income sources, hold on to six years of files to be absolutely safe. "
Suze Orman
Past
Remember
Safe
" Every portfolio benefits from bonds; they provide a cushion when the stock market hits a rough patch. But avoiding stocks completely could mean your investment won't grow any faster than the rate of inflation. "
Suze Orman
Investment
Stock Market
Mean