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" Many people are in the dark when it comes to money, and I'm going to turn on the lights. "

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" Success is not how many zeroes your bank account has. It's about making the most of the life you have. "

" Courage is not always about action. It takes courage to do nothing rather than do something that you do not believe in or understand. "

" People have got to learn: if they don't have cookies in the cookie jar, they can't eat cookies. "

" There is no law saying you have to die before your assets can be passed to loved ones. In fact, gifting earlier can be a lovely way to witness how your money helps your family thrive. "

" Money is kind of just like air - if you don't have air, you can't breathe. If you don't have money, I don't think you'll want to breathe - you won't want to live. "

" If a child, a spouse, a life partner, or a parent depends on you and your income, you need life insurance. "

" You must trust yourself more than you trust others. Pay attention to your inner voice - it will tell you if how and in what you are investing is right for you. "

" Every financial worry you want to banish and financial dream you want to achieve comes from taking tiny steps today that put you on a path toward your goals. "

" If you're going to live in the house make it your goal to just pay off your mortgage. "

" Estate planning is an important and everlasting gift you can give your family. And setting up a smooth inheritance isn't as hard as you might think. "

" Understand and accept the cycles of money. The setbacks you may have today or next year will not keep you from financial freedom. If you hold on to your goals and dreams, you will get there. "

" The world needs another vehicle to get people to pay in cash. "

" When you are grateful - when you can see what you have - you unlock blessings to flow in your life. "

" When it comes to tackling your financial goals, whatever they might be, there's no time like the present. "

" Find $50 a month for savings. No excuses! "

" Look everywhere you can to cut a little bit from your expenses. It will all add up to a meaningful sum. "

" The most important loan to pay is your student loan. It's more important than your mortgage, car and credit card payments. You cannot discharge student loan debt in the majority of cases. "

" My greatest pleasure is still flying private. I spend between $300,000 to $500,000, depending on my year, on flying private. "

" It's not what you make, but how you feel about what you make and what you spend. "

" Never invest emergency savings in the stock market. "

" Just because you can afford it doesn't mean you should buy it. "

" Remember what I always say: people first, then money, then things. "

" If you have debt I'm willing to bet that general clutter is a problem for you too. "

" Give a portion of your money to others. By releasing an anxious grasp on your money, you will open yourself to receive all that is meant to be yours. "

" Even if you were to fall into extreme financial hardship and file for bankruptcy, you need to understand that your student loan debt will not be discharged in bankruptcy. It is the Velcro of all debts. "

" The foundation of a financial fresh start actually has nothing to do with money or specific financial dos and don'ts. "

" Not everything is about money. "

" If you're going down the street and you're going the wrong way, remember - God permits U-turns. "

" Learn to recognize true wealth. Money itself will not make you financially free. That comes as a result of only that powerful state of mind which tells us that we are worth far more than our money. "