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" Me, I was waiting tables of 13 and married at 19. I graduated from public schools, and taught elementary school. "

Elizabeth Warren

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" Everyone would like the world always to be in bubble times. But that doesn't happen. "

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" I grew up in the Methodist church and taught Sunday school, and one of my favorite passages of scripture is, 'in as much as ye have done it unto one of the least of these my brethren, ye have done it unto me.' Matthew 25:40. "

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" The broken consumer credit market had to be repaired by making sure that consumers had the right information and could use it effectively. That meant consolidating the bloated patchwork of ineffective agencies and regulations so that a single agency could act as a voice for consumers. "

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" Regulators all meet with Goldman Sachs executives and employees day after day after day. They don't see the people who get tricked, the people who get cheated, the people who get fooled by the products that Goldman turns out. "

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" People with banking experience haven't all flocked to the biggest banks; community banks and regional banks, along with smaller trading houses and credit unions, have some very talented people. "

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" Part of my job is to make sense of all that I hear, and to retell it in a forceful way so that the decision-makers at Treasury can hear it. At least that's how I see it. "

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" And that's how we build the economy of the future. An economy with more jobs and less debt, we root it in fairness. We grow it with opportunity. And we build it together. "

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" Unfair servicing practices can worsen a family's already difficult economic situation, and the injury echoes from the family to the community and ultimately throughout the economy. "

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" The over-representation of Wall Street banks in senior government positions sends a bad message. It tells people that one - and only one - point of view will dominate economic policymaking. "

Elizabeth Warren

" I think a lot of Americans are not sure which side Washington is on: the side of banks or the side of the people. "

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" Homeowners refinance their loans when interest rates go down. Businesses refinance their loans. "

Elizabeth Warren

" I do not understand how it is that financial institutions could think that they could take taxpayer money and then turn around and act like it's business as usual. I don't understand how they can't see that the world has changed in a fundamental way, that it is not business as usual when you take taxpayer dollars. "

Elizabeth Warren

" I graduated law school nine months pregnant and didn't take a job. "

Elizabeth Warren

" I have to prove myself to everybody. "

Elizabeth Warren

" I loved teaching, but every day that I went to work, I carried the worry that I was hurting my kids because I wasn't at home with them. "

Elizabeth Warren

" People feel like the system is rigged against them, and here is the painful part, they're right. The system is rigged. "

Elizabeth Warren

" You built a factory out there, good for you. But I want to be clear. You moved your goods to market on the roads that the rest of us paid for. You hired workers that the rest of us paid to educate. You were safe in your factory because of police forces and fire forces that the rest of us paid for. "

Elizabeth Warren

" Does anyone believe that Goldman Sachs is gonna give up a deal that would yield millions of dollars because someone fussed at them behind closed doors? "

Elizabeth Warren

" Are you ready to fight for good jobs and and a solid level playing field? Are you ready to prove to another generation of Americans that we can build a better country and a newer world? Joe Biden is ready. Barack Obama is ready. I am ready. You're ready. "

Elizabeth Warren

" In America today, a young person needs more education after high school just to have a chance to make it in the middle class. Not a guarantee, just a chance to make it. "

Elizabeth Warren

" Credit cards are like snakes: Handle 'em long enough, and one will bite you. "

Elizabeth Warren

" I don't want happy-face conclusions. I want the truth. "

Elizabeth Warren

" Like a lot of you, I grew up in a family on the ragged edges of the middle class. My daddy sold carpeting and ended up as a maintenance man. After he had a heart attack, my mom worked the phones at Sears so we could hang on to our house. "

Elizabeth Warren

" We can't go out and tell ourselves we've done good if we haven't. "

Elizabeth Warren

" How do you think we build a future? I think we build it by investing in our kids and investing in education. "

Elizabeth Warren

" Going to college and finding a good job no longer guarantee economic safety. "

Elizabeth Warren

" The word's out: I'm a woman, and I'm going to have trouble backing off on that. I am what I am. I'll go out and talk to people about what's happening to their families, and when I do that, I'm a mother. I'm a grandmother. "

Elizabeth Warren

" Wall Street banks have the right to express their views to lawmakers and regulators through lobbying, but the law is clear: If they want to influence lawmakers, they must disclose their lobbying expenditures. "

Elizabeth Warren

" Consumers get used to reading and understanding their credit card contracts, their mortgages, their check overdraft agreements, those are good things. That puts power back in the hands of consumers. "

Elizabeth Warren

" If you don't talk about families, then it's easy to disembody subprime mortgages and asset securitization and unemployment rates without remembering that every one of those numbers is a million families. "

Elizabeth Warren