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" Unfair servicing practices can worsen a family's already difficult economic situation, and the injury echoes from the family to the community and ultimately throughout the economy. "

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" I made it real clear to the business community - if your plan for innovation is to trick people, is to fool them, is not to tell them the truth about the price, then you're right: I'm going to be right in the way. "

Elizabeth Warren

Truth

Business

Community

" In America today, a young person needs more education after high school just to have a chance to make it in the middle class. Not a guarantee, just a chance to make it. "

" There's a lot of talk coming from Citigroup about how Dodd-Frank isn't perfect. Let me say this to anyone who is listening at Citi: I agree with you. Dodd-Frank isn't perfect. It should have broken you into pieces. "

" My mother had taught me about the importance of finding a 'good provider,' so when my boyfriend proposed, I said 'yes' in a heartbeat. I was still just a kid, and I didn't know what was coming in life. "

Elizabeth Warren

Finding

Mother

" President Obama believes in a level playing field. "

" It is not good not to have health insurance; that leaves the family very vulnerable. "

" Like a lot of you, I grew up in a family on the ragged edges of the middle class. My daddy sold carpeting and ended up as a maintenance man. After he had a heart attack, my mom worked the phones at Sears so we could hang on to our house. "

" A pension is nothing more than deferred compensation. "

Elizabeth Warren

Compensation

Nothing

" I don't want to go to Washington to be a co-sponsor of some bland little bill nobody cares about. I don't want to go to Washington to get my name on something that makes small change at the margin. "

" I pay for homeowner's insurance, I pay for car insurance, I pay for health insurance. "

" I do not understand how it is that financial institutions could think that they could take taxpayer money and then turn around and act like it's business as usual. I don't understand how they can't see that the world has changed in a fundamental way, that it is not business as usual when you take taxpayer dollars. "

" I had to make a choice - recede into the academic world, or wade into politics. "

" I grew up in the Methodist church and taught Sunday school, and one of my favorite passages of scripture is, 'in as much as ye have done it unto one of the least of these my brethren, ye have done it unto me.' Matthew 25:40. "

Elizabeth Warren

Church

Done

" Mitt Romney is the guy who said corporations are people. No, Governor Romney, corporations are not people. "

" 'Middle class' used to be synonymous with secure, with steady, with boring, because middle-class people were people who were pretty much safe from the time they first started work on through retirement and until their deaths. No longer. "

" Other countries around the world make employees and retirees first in the priority. For example, in Mexico, the bankruptcy laws say if a company wants to go bankrupt... obligations to employees and retirees will have a first priority. That has an effect on every negotiation that takes place with every company in Mexico. "

" Does anyone believe that Goldman Sachs is gonna give up a deal that would yield millions of dollars because someone fussed at them behind closed doors? "

" Everyone would like the world always to be in bubble times. But that doesn't happen. "

Elizabeth Warren

World

Everyone

" I learned early on what debt means, how vulnerable it makes people, what the security of owning a home means. "

" Banks were once places to hold money and were very careful in lending to finance families as they built a future - bought homes, bought cars, took out student loans. "

" Others have said it before me. If you don't have a seat at the table, you're probably on the menu. And so it is important that we have women in the United States Senate - strong women, women who are there to help advance an agenda that is important to women. "

Elizabeth Warren

Help

Important

" If your plan is to put a product out there that people can see and understand, then by golly, we're going to get along just fine. "

" All I can say is I was a lot more discreet as a candidate than I was in real life. Can I say that? Maybe it's indiscreet to talk about discretion. "

" When I first started talking about running for office, a lot of people said to me, 'Don't let the consultants change you,' and I'd always assured them that I wouldn't allow it to happen. But like it or not, I had to change. Not because of a consultant, but because I started to understand the cost of a stupid mistake. "

" If President Barack Obama had not been in the White House, we would not have the Consumer Financial Protection Bureau today. "

" Some economists estimate that for every family that goes bankrupt, there are about 15 more who are in the same amount of financial trouble and would profit from bankruptcy but just haven't filed. "

" Some of these biggest financial institutions are out there trading in commodities. They're buying oil tankers. This is not a financial system that has calmed down and is there to serve the American people. "

" When giant companies wanted more tax loopholes, Washington got it done. When huge energy companies wanted to tear up our environment, Washington got it done. When enormous Wall Street banks wanted new regulatory loopholes, Washington got it done. No gridlock there! "

" Groupthink can become a serious issue - old ideas stay around after they're useful, and new ideas too often don't get a fair hearing. "

" I will work my heart out to earn the trust of the people of Massachusetts. "