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" Navient's actions have led to student borrowers needlessly carrying billions of dollars in debt, and the company must be held accountable. "
Lisa Madigan
Company
Debt
Must
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" As I travel across Illinois and talk with people, and as others reach out to my office desperate for help, I am becoming convinced that, despite their rhetoric, many lenders have no interest in actually helping their customers. "
Lisa Madigan
Help
Travel
Talk
" The Attorney General must identify threats to Illinoisans' financial security and take action to protect people. "
Lisa Madigan
Action
Financial
People
" I've repeatedly seen unscrupulous lenders use every con in the book to charm and lie to homeowners. Lenders actually paid brokers a premium to put people in higher-priced loans with toxic features, such as adjustable rates and prepayment penalties. "
Lisa Madigan
Book
Lie
Con
" Much of the blame for the Great Recession lies with abuses in the housing market - namely the creation of risky and unsustainable home loans that were packaged and sold as quality investments around the globe. "
Lisa Madigan
Quality
Home
Great
" There were absolutely circumstances where Sallie Mae was working hand-in-hand with for-profit schools and other schools in offering and putting students into risky expensive subprime loans. "
Lisa Madigan
Students
Where
Circumstances
" I enjoy a good fight, and always have, and really just said to myself, 'Look, at the end of my term, it'll be 16 years as attorney general, and I'm ready for new challenges. I'm ready to use my skills in a different way to continue to help people.' "
Lisa Madigan
Challenges
Myself
Good
" In every community in Illinois, same-sex couples have chosen to join together and, in many instances, to raise families of their own. These couples are our relatives and friends, our neighbors, co-workers and parents of our children's classmates. They deserve the same rights and responsibilities that civil marriage offers straight couples. "
Lisa Madigan
Community
Children
Marriage
" I initiated the State's investigation of Governor Blagojevich and have prosecuted public officials, including a sitting democratic state representative and democratic State's Attorney. "
Lisa Madigan
Democratic
Investigation
Sitting
" Navient/Sallie Mae treated student loan borrowers unfairly from start to finish. "
Lisa Madigan
Treated
Start
Finish
" The creation of a consumer agency, structured similarly to the Office of the Comptroller of the Currency, levels the playing field. It gives consumers a powerful advocate at the federal level. "
Lisa Madigan
Powerful
Office
Creation
" I am inspired by Nelson Mandela. I was a volunteer teacher in South Africa during apartheid, where I witnessed his success liberating black South Africans. "
Lisa Madigan
Volunteer
I Am
Black
" If home ownership is the American dream, then foreclosure certainly is the American nightmare. It destroys more than credit. It destroys lives. And its effects are felt beyond the individual family that it devastates. It shakes our entire economy. "
Lisa Madigan
American Dream
Home
Family
" Unlike public universities and private, not-for-profit colleges, for-profit schools are owned by revenue-seeking businesses often more intent on boosting their bottom line than educating their students. They use hard-sell tactics to recruit prospective students, and veterans have become particular targets. "
Lisa Madigan
Students
Become
Line
" In 2011, when the General Assembly passed the law allowing civil unions, Illinois took an important step forward to recognize that gay and lesbian couples have the right to build lives together and create strong, loving families. "
Lisa Madigan
Loving
Step
Gay
" I often say that paying off your debt is like dieting. There are no miracle cures; it takes discipline and hard work. "
Lisa Madigan
Discipline
Debt
Work
" Higher education is meant to provide economic opportunity to Americans - not provide unscrupulous companies the opportunity to syphon off billions in federal taxpayer dollars unfairly. "
Lisa Madigan
Education
Opportunity
Higher Education
" Stalking is a serious crime with serious consequences. "
Lisa Madigan
Stalking
Consequences
Crime
" We've done amazing things for the state. Some of them have had a national impact, but I'm going to be ready for some new challenges, and so I'm not going to seek a fifth term as attorney general. "
Lisa Madigan
Done
Ready
Impact
" Hard work, careful planning, and realistic financial advice will be required by many to regain solvency. "
Lisa Madigan
Financial
Work
Hard Work
" I've always wanted to be an advocate. "
Lisa Madigan
Always
Wanted
Advocate
" The Department of Education's refusal to oversee and hold for-profit schools accountable is a government-made disaster, and American students and taxpayers should not have to pay for it. "
Lisa Madigan
Disaster
Students
American
" Demand to know the school's accreditation. Regional accreditation is preferable to national, particularly if you want to transfer credits. Check with the certifying association or potential employer in your field to ensure successful completion of the program will actually qualify you for that job. "
Lisa Madigan
You
Want
Potential
" While most of us are trying to be more frugal, the loss of a job, a divorce, or a medical emergency can quickly sink us deeply into debt. "
Lisa Madigan
Job
Us
Loss
" I've learned never to say never. "
Lisa Madigan
Learned
Say
Never
" Consumers don't need to be forced to pay billions for so-called smart technology to know how to reduce their utility bills. We know to turn down the heat or air conditioning and shut off the lights. "
Lisa Madigan
Technology
Know
Lights
" It is never too late to correct our mistakes. And if we do not, we risk repeating them. "
Lisa Madigan
Risk
Never Too Late
Mistakes
" Foreclosure is nothing new. And it certainly will always be a fact of life for some. "
Lisa Madigan
Will
Fact
Always
" The last thing our children need is less protection. "
Lisa Madigan
Children
Last
Less
" Being attorney general has truly allowed me to be a voice for justice for the people of Illinois and oftentimes the country - and I love it. "
Lisa Madigan
People
Being
Justice
" Even if you can afford the price of college, you cannot afford a worthless degree. "
Lisa Madigan
You
Degree
Price