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" Unlike public universities and private, not-for-profit colleges, for-profit schools are owned by revenue-seeking businesses often more intent on boosting their bottom line than educating their students. They use hard-sell tactics to recruit prospective students, and veterans have become particular targets. "

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" Do not enter into an agreement you cannot afford. Take precautions to avoid institutional loans with double-digit interest rates. "

Lisa Madigan

Agreement

You

Take

" Most of our children have access to Internet-accessible technology, yet most of us are actually not paying much attention to what they're doing online. "

" The Attorney General must identify threats to Illinoisans' financial security and take action to protect people. "

" Higher education is meant to provide economic opportunity to Americans - not provide unscrupulous companies the opportunity to syphon off billions in federal taxpayer dollars unfairly. "

" I've repeatedly seen unscrupulous lenders use every con in the book to charm and lie to homeowners. Lenders actually paid brokers a premium to put people in higher-priced loans with toxic features, such as adjustable rates and prepayment penalties. "

" Navient's actions have led to student borrowers needlessly carrying billions of dollars in debt, and the company must be held accountable. "

" While most of us are trying to be more frugal, the loss of a job, a divorce, or a medical emergency can quickly sink us deeply into debt. "

Lisa Madigan

Job

Loss

" I initiated the State's investigation of Governor Blagojevich and have prosecuted public officials, including a sitting democratic state representative and democratic State's Attorney. "

" The Attorney General is the state's chief consumer advocate, fighting to protect the financial security of all Illinoisans. "

" The explosive growth of the for-profit school industry has had disastrous effects on millions of Americans and our economy. "

" Much of the blame for the Great Recession lies with abuses in the housing market - namely the creation of risky and unsustainable home loans that were packaged and sold as quality investments around the globe. "

" A ban on same-sex marriage violates the state Constitution's equal protection clause. "

" As I travel across Illinois and talk with people, and as others reach out to my office desperate for help, I am becoming convinced that, despite their rhetoric, many lenders have no interest in actually helping their customers. "

" The Department of Education's refusal to oversee and hold for-profit schools accountable is a government-made disaster, and American students and taxpayers should not have to pay for it. "

" I feel strongly that the state would not be well-served by having a governor and speaker of the House from the same family and have never planned to run for governor if that would be the case. With Speaker Madigan planning to continue in office, I will not run for governor. "

" While I have supported marriage equality since my days as a state senator over a decade ago, I have since conducted an extensive legal analysis that has only emboldened my support as attorney general. "

" For many, the loan modification process has been a giant sham. "

" I've been able to bring billions of dollars back to our state that has so desperately needed it - billions of dollars in relief to homeowners and our communities and our pension systems that desperately need it. "

" Demand to know the school's accreditation. Regional accreditation is preferable to national, particularly if you want to transfer credits. Check with the certifying association or potential employer in your field to ensure successful completion of the program will actually qualify you for that job. "

" In every community in Illinois, same-sex couples have chosen to join together and, in many instances, to raise families of their own. These couples are our relatives and friends, our neighbors, co-workers and parents of our children's classmates. They deserve the same rights and responsibilities that civil marriage offers straight couples. "

" My husband helps take care of our kids. "

" Navient/Sallie Mae treated student loan borrowers unfairly from start to finish. "

" Stalking is a serious crime with serious consequences. "

" My investigation found Sallie Mae put student borrowers into expensive subprime loans that it knew were going to fail. "

" The creation of a consumer agency, structured similarly to the Office of the Comptroller of the Currency, levels the playing field. It gives consumers a powerful advocate at the federal level. "

" If home ownership is the American dream, then foreclosure certainly is the American nightmare. It destroys more than credit. It destroys lives. And its effects are felt beyond the individual family that it devastates. It shakes our entire economy. "

" Hard work, careful planning, and realistic financial advice will be required by many to regain solvency. "

" I've always wanted to be an advocate. "

" I enjoy a good fight, and always have, and really just said to myself, 'Look, at the end of my term, it'll be 16 years as attorney general, and I'm ready for new challenges. I'm ready to use my skills in a different way to continue to help people.' "

" Your mortgage shouldn't have been treated as a wager - it should be a way to provide a home and financial stability for you and your family. "