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" Never invest emergency savings in the stock market. "

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" Never, ever invest money that you will need prior to three to five years - minimum. "

" The chances of a bank going out of business are extremely slim, but it's always a good idea to spread around major sums so every penny is backed by insurance. "

" The American dream is dead for the majority of America. "

" Give to yourself as much as you give of yourself! This means you have to put yourself first. "

" When you are grateful - when you can see what you have - you unlock blessings to flow in your life. "

" The foundation of a financial fresh start actually has nothing to do with money or specific financial dos and don'ts. "

" Not everything is about money. "

" The prenup needs to be drawn up months before the wedding, not days - it's not something you slap together and sign in the car on the way to the ceremony. A shotgun prenup might not hold up in court. "

" True generosity is an offering; given freely and out of pure love. No strings attached. No expectations. Time and love are the most valuable possession you can share. "

" I simply want you to give to yourself as much as you give of yourself. By taking care of yourself financially, you will truly be able to take care of those you love. "

" If there is anyone dependent on your income - parents, children, relatives - you need life insurance. "

" If you have debt I'm willing to bet that general clutter is a problem for you too. "

" My greatest pleasure is still flying private. I spend between $300,000 to $500,000, depending on my year, on flying private. "

" Opt for a fixed-rate rather than an adjustable-rate mortgage. "

" If you're going to live in the house make it your goal to just pay off your mortgage. "

" If you're financially responsible, your children have a much better chance to grow up financially responsible. "

" You should keep a copy of your tax return indefinitely, but you need to save supporting documents for only three years. "

" Your credit score affects the interest rates you're offered on credit cards and loans, can be used to vet your job application, and in some states may influence your insurance premiums. "

" A cash advance on a credit card is one of the worst types of borrowing because the interest rate is typically 21 percent or more. "

" For all your long-term investments, such as retirement accounts that you won't touch for at least ten years, you need a mix of stocks and bonds. Stocks offer the best shot at inflation-beating gains. But stocks don't always go up. That's where bonds come into play: They have less upside potential, but they also do not pack the same risk. "

" Time is key to building your financial security. "

" The new American dream is one of responsibility. What is the bottom-line number that you're going to be able to pay back toward a student loan responsibly if you're doing it yourself after you have a job? That dictates the amount of money you can borrow. That dictates the school you can go to, if you can even go to a four-year college at all. "

" If you're going down the street and you're going the wrong way, remember - God permits U-turns. "

" I do not think I am successful just because I have money. I'm successful because I love who I am and I have no regrets, and I'm successful because I have a great heart and I have compassion and I care and I would be happy with or without money. "

" Every time you overhear something hurtful, I want you to do something kind for someone else. "

" People have got to learn: if they don't have cookies in the cookie jar, they can't eat cookies. "

" The less money you owe, the less income you'll need and the less you'll have to save for tomorrow. "

" Get rid of debt now. "

" If you're not staying on top of your money, you are putting your financial well-being at risk. "

" Everybody in America started to define themselves by all these things they had around them. And all of a sudden it came tumbling down. So the old American dream has died, and that is a good thing. "