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" If you're going down the street and you're going the wrong way, remember - God permits U-turns. "

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" My greatest pleasure is still flying private. I spend between $300,000 to $500,000, depending on my year, on flying private. "

" Structured settlements are a common way for people who have been injured to receive an insurance payout. The periodic payments provide ongoing income and reduce the risk of blowing a lump sum through poor financial choices. "

" Happiness is not a luxury. It is a necessity. When we are happy, we are in the best possible place to be good to ourselves and those we love. "

" True generosity is an offering; given freely and out of pure love. No strings attached. No expectations. Time and love are the most valuable possession you can share. "

" No one's ever achieved financial fitness with a January resolution that's abandoned by February. "

" Put your financial life on autopilot as a form of 'forced' saving. "

" Private student loans should be avoided at all costs. "

" Find $50 a month for savings. No excuses! "

" The chances of a bank going out of business are extremely slim, but it's always a good idea to spread around major sums so every penny is backed by insurance. "

" While a reverse mortgage can indeed be a viable way to generate income, it is very important to understand that after you take out a reverse mortgage, you will still be responsible for paying the property tax, the insurance premium, and all the maintenance costs for your home. "

" Even if you were to fall into extreme financial hardship and file for bankruptcy, you need to understand that your student loan debt will not be discharged in bankruptcy. It is the Velcro of all debts. "

" Get rid of debt now. "

" Rather than saying, 'My checking account is a wreck,' change it to 'I will learn how to track my spending and balance my checkbook.' "

" A pile of bills and statements - whether paid or not - is a sign that someone is clueless about what's coming in and going out. "

" I get mad when people give me presents. I don't want them, I don't need them. "

" Money you won't need to use for at least seven years is money for investing. The goal here is to have your account grow over time to help you finance a distant goal, such as building a retirement fund. Since your goal is in the future, money for investing belongs in stocks. "

" It's easy to underestimate the real cost of home ownership. "

" It's not what you make, but how you feel about what you make and what you spend. "

" The key to making money is to stay invested. "

" Financial advice needs to change according to what is happening in the economy. "

" For all your long-term investments, such as retirement accounts that you won't touch for at least ten years, you need a mix of stocks and bonds. Stocks offer the best shot at inflation-beating gains. But stocks don't always go up. That's where bonds come into play: They have less upside potential, but they also do not pack the same risk. "

" When you're happy you find pure joy in your life. There are no regrets in this state of happiness - and that's a goal worth striving for in all areas of your life. "

" They got married, they got divorced, and half their money goes out the window. "

" The world does not need another credit card. "

" People have got to learn: if they don't have cookies in the cookie jar, they can't eat cookies. "

" The world needs another vehicle to get people to pay in cash. "

" It wasn't until I stood in my truth and told everybody that I had $250,000 in credit card debt. At that point, everything turned around for me. I had to reveal the truth about what I didn't have, more than pretend about what I did. That was interesting. "

" If you wait until your children are high school seniors to spring it on them that there's not a whole lot of money for school, they won't have too many options. "

" Sometimes poverty is the greatest gift you can ever be given. Sometimes loss is the key that leads you to gain. "

" Money is kind of just like air - if you don't have air, you can't breathe. If you don't have money, I don't think you'll want to breathe - you won't want to live. "