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" Our main concern is that demand for credit be fulfilled in ways that are actually beneficial to consumers and not harmful to them. "

Richard Cordray

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" Debt collection is a market with real, persistent, and disturbing problems. "

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" Mike DeWine has been a dismal failure as Ohio's top cop. "

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" Having practical proposals that improve people's economic lives is where it's all about in Ohio, and that's what we're focused on. "

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" It's easier at times to pick at what someone else does. "

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" It makes me mad to see people in government serving themselves at our expense. "

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" What I've learned over the years... judges are conscientious... not like lawyers, who give opinions. "

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" We pursued many actions against foreclosure rescue scammers who were reaching into the pockets of desperate people in an effort to steal what little remained as they sought to keep their homes. "

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" My job at the CFPB, as President Obama told me when he interviewed me, was to stand on the side of people in the financial marketplace and see that they were treated fairly. "

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" Too often, borrowers who need quick cash end up trapped in loans they can't afford. "

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" What I feel is that we need an independent consumer watchdog. You have regular people who have problems with big financial companies. How do they get relief? And you need somebody who's gonna stand on their side and level the playing field for them. "

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" I'd be the first to say that cybersecurity is a difficult and challenging matter. "

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" Sometimes you look at the critics and say, 'Nobody else was telling me that, but you were.' "

Richard Cordray

" I think that if you're going after large banks and large financial companies to try to make sure people are being treated fairly, you're going to make some enemies, and you're going to make people uncomfortable. "

Richard Cordray

" I think government is serious business and important. "

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" My job is to take the law as it's given to me and enforce it and implement it faithfully. "

Richard Cordray

" I actually thought that the marketplace was pretty imbalanced when the consumer bureau was first created and financial institutions did not have someone looking carefully over their shoulder to look after the interest of consumers. "

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" We're trying to improve the consumer financial marketplace one American at a time. "

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" I don't want to, on behalf of the bureau, comment on Ohio law as opposed to Washington law as opposed to Colorado law. "

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" I'm not going to stand by and ignore things that I think are important to talk about. "

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" I know from my own experience that lawsuits can be a very slow, wasteful, and needlessly acrimonious way to resolve a problem. "

Richard Cordray

" I am pretty good at getting back people's money. "

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" Over the years, I think, more and more, I've come to recognize that my parents - not in a didactic or explicit way, but in a very powerful way by their example - gave me a sense that government could be a force for good. "

Richard Cordray