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" We need a new model: If you can't explain it, you can't sell it. "

Elizabeth Warren

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" The over-representation of Wall Street banks in senior government positions sends a bad message. It tells people that one - and only one - point of view will dominate economic policymaking. "

Elizabeth Warren

" In the 1960s, a minimum wage job would keep a family of three afloat. "

Elizabeth Warren

" You can't predict it all. People will tell you to plan things out as best you can. They will tell you to focus. They will tell you to follow your dreams. They will all be right. "

Elizabeth Warren

" Big corporations have money and power to make sure every rule breaks their way; people have voices and votes to push back. "

Elizabeth Warren

" I had a baby and stayed home for a couple of years, and I was really casting about, thinking, 'What am I going to do?' My husband's view of it was, 'Stay home... We'll have more children; you'll love this.' And I was very restless about it. "

Elizabeth Warren

" There are lots of families who - who make irresponsible purchases. There are also a lot of families who have debt on credit cards because they use those credit cards to pay for medical bills. "

Elizabeth Warren

" You built a factory out there, good for you. But I want to be clear. You moved your goods to market on the roads that the rest of us paid for. You hired workers that the rest of us paid to educate. You were safe in your factory because of police forces and fire forces that the rest of us paid for. "

Elizabeth Warren

" President Obama believes in a level playing field. "

Elizabeth Warren

" It doesn't make me happy to go back and talk about how great high school was. "

Elizabeth Warren

" There's been such a sense that there's one set of rules for trillion-dollar financial institutions and a different set for all the rest of us. It's so pervasive that it's not even hidden. "

Elizabeth Warren

" There are very few people at the decision-making table to argue for minimum-wage workers. Very few people. "

Elizabeth Warren

Decision-Making

" There's a lot of talk coming from Citigroup about how Dodd-Frank isn't perfect. Let me say this to anyone who is listening at Citi: I agree with you. Dodd-Frank isn't perfect. It should have broken you into pieces. "

Elizabeth Warren

" I held my father's hand while he died of cancer, and it's really painful when you do something like that up close and personal. My mother was already gone, and I was very, very close to my father. "

Elizabeth Warren

" I hear all this, you know, 'Well, this is class warfare, this is whatever.' No. There is nobody in this country who got rich on his own - nobody. "

Elizabeth Warren

" I think Hillary Clinton is terrific. "

Elizabeth Warren

" It is not good not to have health insurance; that leaves the family very vulnerable. "

Elizabeth Warren

" If you don't talk about families, then it's easy to disembody subprime mortgages and asset securitization and unemployment rates without remembering that every one of those numbers is a million families. "

Elizabeth Warren

" G.E. doesn't pay any taxes, and we are asking college kids to take on even more debt to get an education and asking seniors to get by on less. These aren't just economic questions. These are moral questions. "

Elizabeth Warren

" President Obama believes in a country where we invest in education, in roads and bridges, in science, and in the future so we can create new opportunities so the next kid can make it big and the kid afer that and the kid after that, that's what President Obama believes. "

Elizabeth Warren

" People with banking experience haven't all flocked to the biggest banks; community banks and regional banks, along with smaller trading houses and credit unions, have some very talented people. "

Elizabeth Warren

" People feel like the system is rigged against them, and here is the painful part, they're right. The system is rigged. "

Elizabeth Warren

" You have two pages, that's the whole credit card agreement. The terms are clear and flat and easy to see so anyone can read them. So you could lay four credit cards in front of you and say, 'Oh, that's the one that has the highest rate, that's the one that has the really scary provision that could hurt me.' "

Elizabeth Warren

" I think a lot of Americans are not sure which side Washington is on: the side of banks or the side of the people. "

Elizabeth Warren

" I'm really concerned that too-big-to-fail has become too-big-for-trial. "

Elizabeth Warren

" Because policymakers often rely on think tanks' research when crafting laws and regulations, it's critical to know whether these organizations are truly independent. "

Elizabeth Warren

" For many women, the on-time payments of domestic support obligations are essential to economic survival. "

Elizabeth Warren

" With the right sources of funding and some smart, strategic thinking about how to force non-banks to follow the same rules as other lenders, the entire landscape of consumer lending would change. "

Elizabeth Warren

" I don't want happy-face conclusions. I want the truth. "

Elizabeth Warren

" I graduated law school nine months pregnant and didn't take a job. "

Elizabeth Warren

" When people feel like, 'Lenders weren't fair with me; I don't have any responsibility to be fair with them.' If we go far enough down that line, much of the fabric of our economy starts to unravel. "

Elizabeth Warren