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" There are lots of families who - who make irresponsible purchases. There are also a lot of families who have debt on credit cards because they use those credit cards to pay for medical bills. "

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" If large financial institutions can break the law and accumulate million in profits - and, if they get caught, settle by paying out of those profits - they do not have much incentive to follow the law. "

Elizabeth Warren

Break

Law

Financial

" When she was 16, my grandmother, Hannie Reed, drove a wagon in the Oklahoma land rush. "

" I'm not someone who thinks Republicans are always wrong and Democrats are always right. "

" Wall Street's outsized influence in our nation's capital is something I've talked about for a long time - long before I even thought about running for office. But where I see a problem - an infestation, really - a lot of others in Washington, both Democrats and Republicans, seem to see government working just fine. "

" I never sought nor gained personal benefit in school or job applications based on my heritage. "

" Too often, people get jobs based on who they know - not what they know. "

" I'm really concerned that too-big-to-fail has become too-big-for-trial. "

" You have to remember: what are incomes to banks are outgoes to families. "

" If nobody can sell mortgage-backed securities based on trillions of dollars of unpayable instruments, there's a lot less risk in the overall system. "

" Writing laws based on an abstract theory, rather than reality, is a dangerous undertaking. "

" America's middle class is getting hammered, and Washington is rigged to work for the big guy. "

" Other countries around the world make employees and retirees first in the priority. For example, in Mexico, the bankruptcy laws say if a company wants to go bankrupt... obligations to employees and retirees will have a first priority. That has an effect on every negotiation that takes place with every company in Mexico. "

" Thomas Piketty assembles the facts to prove a central point about trickle-down economics: Doesn't work. Never did. He has cold, hard data showing how the rich keep getting richer and how the playing field is rigged against working families. "

" I don't want to go to Washington to be a co-sponsor of some bland little bill nobody cares about. I don't want to go to Washington to get my name on something that makes small change at the margin. "

" Regulators all meet with Goldman Sachs executives and employees day after day after day. They don't see the people who get tricked, the people who get cheated, the people who get fooled by the products that Goldman turns out. "

" I want millionaires and billionaires and Big Oil companies to pay their fair share. "

Elizabeth Warren

Oil

Pay

" Mitt Romney is the guy who said corporations are people. No, Governor Romney, corporations are not people. "

" My mother had taught me about the importance of finding a 'good provider,' so when my boyfriend proposed, I said 'yes' in a heartbeat. I was still just a kid, and I didn't know what was coming in life. "

Elizabeth Warren

Finding

Mother

" If Federal Reserve loans are subsidies, it doesn't show up in the federal budget. "

Elizabeth Warren

Loans

Federal Reserve

" Unfair servicing practices can worsen a family's already difficult economic situation, and the injury echoes from the family to the community and ultimately throughout the economy. "

" We need a new model: If you can't explain it, you can't sell it. "

" 'Middle class' used to be synonymous with secure, with steady, with boring, because middle-class people were people who were pretty much safe from the time they first started work on through retirement and until their deaths. No longer. "

" The poor pay more, and that's one of the reasons people get trapped at the bottom of the economic ladder. "

" We need to align the incentives so that colleges have an incentive to keep down their costs... to graduate students on time with degrees in areas where they're going to be able to get jobs and going to be able to pay back those loans. "

" What I've learned is that real change is very, very hard. But I've also learned that change is possible - if you fight for it. "

" I'm not going to talk about who I voted for. "

" I was 30 before I realized, you know, that I probably was an accident. These things just suddenly hit you one day. "

" Homeowners refinance their loans when interest rates go down. Businesses refinance their loans. "

Elizabeth Warren

Interest Rates

Interest

" We've seen filibusters of bills and nominations that ultimately passed with 90 or more votes. Why filibuster something that has that kind of support? Just to slow down the process and keep the Senate from working. "

" Others have said it before me. If you don't have a seat at the table, you're probably on the menu. And so it is important that we have women in the United States Senate - strong women, women who are there to help advance an agenda that is important to women. "

Elizabeth Warren

Help

Important