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" We never had it as rough as the kids have it today. Look at the price of a gallon of gas or a piece of real estate or a college education. "

Related Quotes:

" Even if you were to fall into extreme financial hardship and file for bankruptcy, you need to understand that your student loan debt will not be discharged in bankruptcy. It is the Velcro of all debts. "

" Credit card issuers and HELOC lenders are like fair-weather friends: They cozy up to you in good times, but when the economy heads south, they abandon you faster than Usain Bolt runs the 100 meters. "

" The middle class has disappeared. We have a highway to poverty and no roads coming out. "

" Raise your auto and home deductibles to $1,000 or more, and your premium cost falls at least 10 percent. "

" For all your long-term investments, such as retirement accounts that you won't touch for at least ten years, you need a mix of stocks and bonds. Stocks offer the best shot at inflation-beating gains. But stocks don't always go up. That's where bonds come into play: They have less upside potential, but they also do not pack the same risk. "

" A reverse mortgage is available to anyone who is at least 62 years old and owns a home outright, or has a small mortgage balance remaining. "

" The key to making money is to stay invested. "

" Private student loans should be avoided at all costs. "

" To make the most of your money, I recommend sticking with mutual funds that don't charge a commission when you buy or sell. "

" While a reverse mortgage can indeed be a viable way to generate income, it is very important to understand that after you take out a reverse mortgage, you will still be responsible for paying the property tax, the insurance premium, and all the maintenance costs for your home. "

" The only way you will ever permanently take control of your financial life is to dig deep and fix the root problem. "

" Remember what I always say: people first, then money, then things. "

" Owning a home is a keystone of wealth - both financial affluence and emotional security. "

" Credit card companies are jacking up interest rates, lowering credit limits, and closing accounts - and people who have made timely payments are not exempt. So even if you pay off your balance - and that's tough when interest rates are insanely high - there's a good chance your credit limit will be slashed, and that will hurt your FICO score. "

" If you're not staying on top of your money, you are putting your financial well-being at risk. "

" The less money you owe, the less income you'll need and the less you'll have to save for tomorrow. "

" There is no law saying you have to die before your assets can be passed to loved ones. In fact, gifting earlier can be a lovely way to witness how your money helps your family thrive. "

" The American dream is dead for the majority of America. "

" One journalist estimated my liquid net worth at $25 million. That's pretty close. My houses are worth another $7 million. "

" I have never been a fan of bond funds. Unlike a direct investment in an individual bond that you can hold to maturity and be assured you will get your principal back (assuming no default), a fund has no finite maturity date and most funds are actively traded. "

" The last thing family and friends want is for you to spend money on them that you don't have or that you can't really spare. "

" If you're going down the street and you're going the wrong way, remember - God permits U-turns. "

" I love, love, love that you want to use your debit card. But to keep your credit score solid, you still need to keep a few credit cards and use them at least once every few months. "

" Who would you want to be giving you advice? Somebody who doesn't have any money? "

" Opposites may attract, but I wouldn't put my money on a relationship of financial opposites. "

" When you give, give from the place of the heart because it is the right thing to do, not the easy thing to do. "

The Right Thing

" If you wait to see how much money you have left at the end of the month to put toward savings, the answer may be zero. So, set up an automated monthly transfer from your checking to savings account. Once you lock into that commitment, you'll be forced to scale back spending to make ends meet. "

" I simply want you to give to yourself as much as you give of yourself. By taking care of yourself financially, you will truly be able to take care of those you love. "

" Money is such an amazing teacher: What you choose to do with your money shows whether you are truly powerful or powerless. "

" Recast your current problems into proactive goals. "