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" Culture is more important than rules and regulations. "

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" I have seen too many people in my career think that there is some natural progression to life, with certain career milestones preceding whatever you may want in your personal life. Unfortunately, life doesn't know it is supposed to follow a schedule. "

" The cloud is one of the most extraordinary opportunities of our lifetime. If we're not investing now, we'll rue the day we didn't. "

" The wealthiest can afford to pay more in taxes. That's a part of the deal. That makes sense. I don't know anyone that doesn't agree with that. "

" Liquidity is oxygen for a financial system. "

" Stick to your true north - build greatness for the long term. "

" The most valuable thing you can have as a leader is clear data. "

" Since 1987, there are now many more of us as at the higher levels with families, so I think, as role models, we are encouraging more women to stay within banking and rise up through the ranks. "

" One of the biggest problems women have is they work really hard and put their heads down and assume hard work gets noticed. And hard work for the wrong boss does not get noticed. Hard work for the wrong boss results in one thing - that boss looks terrific, and you get stuck. "

" When I started, there were very few women at the managing director level and very few who had families, which is something that was important to me. So it's not like, when I looked up, I could say, 'Well, that's who I want to be.' "

" Recognize that killing a weak idea early is valuable. "

" If you're just focused on work, my view is that you'll never get enough back from any organization, no matter how fantastic the role is, and you have to have a full life so that you really get enriched in a lot of different ways, and that can be family and kids. It can be, for others, sports. "

" When I started, there very few women at the managing director level and very few who had families, which is something that was important to me. So it's not like when I looked up I could say, 'Well, that's who I want to be.' "

" Incrementalism in technology leads to irrelevance; what you need is revolutionary change. "

" Innovation happens everywhere. "

" We think machine learning, as it relates to healthcare and life sciences, is extraordinary. "

" Solving problems for users at scale ultimately results in monetization opportunities. "

" Growing up in Silicon Valley, during my time at Morgan Stanley and as a member of Stanford's Board, I've had the opportunity to experience firsthand how tech companies can help people in their daily lives. "

" Unless you stay focused on innovation, you can be disintermediated. "

" The wealth disparity between the lowest and the highest continues to expand, and that's inappropriate. "

" I think what Sheryl Sandberg said about the importance of 'leaning in' is very true, but it's not sufficient. "

" I remember, the first time it struck me is I was an econ major at Stanford as an undergrad, and it struck me how few women were econ majors back in the '70s. And then in business school how few women... And even then, I thought, 'Gosh, this is really unfortunate.' "

" I view investors as our partners and stakeholders in the company. They are trying to build financial models. What I try to focus on is helping them understand how we think. "

" Women are still not reaching the most senior levels of corporations. This is not the shortcoming of women. We're talented and smart. "

" Competition is one click away. Innovation happens everywhere... you better have a culture asking for a voice. "

" I hate the term 'work-life balance.' I think it's a setup, and it's trap for all of us. "

" I'm delighted to be returning to my California roots and joining Google. "

" I've had the opportunity to experience firsthand how tech companies can help people in their daily lives. "

" I stayed at Morgan Stanley for 27 years because it was fun. I kept learning. "

" I have not been a believer of point guidance. It really limits your flexibility to do what you want. It leads to behavior that is not supportive of long-term shareholder value. "