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" Escrow accounts are an important tool for homeowners to the reduce the risk of mortgage default on high-priced loans. Millions of Americans, including my wife and I, utilize these accounts to make monthly payments towards the annual financial obligations that come with homeownership like taxes and insurance. "

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" We need to stand up to Donald Trump and the Republicans, but we also need to stand up against our own party establishment when it's on the wrong side of an issue. "

Seth Moulton

Wrong

Stand

Party

" Some of the most controversial things I've said about President Trump, I've heard from Republicans. But it's just that I've heard them in the locker room. That's what people actually talk about in the locker room - how terrible our president is. "

" When I joined the Marines, I went to Quantico for training. One of the first things I learned is that you can drop out of a run, a couple runs. You can fail the test or a couple tests in a row, and they'd give you a second try. But if you lied about anything, you were gone that afternoon. That's how important integrity is in the military. "

" There's simply no reason for a civilian to own a military-style assault weapon. It's no different than why we outlaw civilian ownership of rockets and landmines. "

" In the wake of the 2008 recession, Congress and the Obama Administration rightly focused financial regulation on protecting the nation's financial system from itself. "

" During the 2016 presidential campaign, candidate Donald Trump pledged to eliminate our national debt 'over a period of eight years.' Now two years into his administration, our national debt has increased, surpassing $21 trillion for the first time in American history. "

" Make no mistake: Republican tax cuts for the rich will bankrupt our country - and it's the grandkids of the middle class who will have to pay it back. This is wrong. "

" Rather than play politics with funding our government, pitting one group against another, we should make strong investments in our future. "

" When you have a party leadership that is out of touch with the rest of the country, then that's a real problem for the entire party. "

" Children and other Americans with limited or non-existent credit histories are particularly vulnerable to having the SSNs misused for synthetic identities. "

" I'm brutally honest with people. "

" It shouldn't be easier for a company to get a tax break on buying another robot than training their employees to gain new skills for the modern economy. "

" Let's stop bankrupting the country and start investing in our future. "

" The Democratic Party has been a party of reaction - a party of opposition, complaining about Trump and the Republicans, rather than offering a lot of our own ideas and our own vision. And my view is that if Democrats want to start winning again, we have to start leading again. "

" For me, there is nothing that encapsulates both our misguided response to the attacks of September 11th and the entire Iraq war itself more than a sense of lost opportunity. "

" Our growing national debt is a threat to our national defense and to our domestic priorities, including research and development, education, health care, and investments in our economic growth. "

" The Chinese government has been clear in its goal and purpose for creating and expanding Confucius Institutes throughout the country, namely to distort academic discourse on China, threaten and silence defenders of human rights, and create a climate intolerant of dissent or open discussion. "

" With control of the House, the Senate, and the White House, Republicans could have used their unified control of government to... balance the budget! "

" The Democratic Party has had a real problem with recruitment because the party too often looks at just who's next in line in the party to run rather than in finding inspiring new leaders. "

" Flooding is the costliest and most common cause of property damage, which is why federal flood insurance should be affordable and accessible to all. "

" I'm not a believer in bringing back the draft. But I am a huge proponent of national service. "

Seth Moulton

Draft

Service

" Operational risk is the risk of loss resulting from bank operational failures, such as rogue traders, fraudulent sales practices, and cyber risks. Operational risk capital is money or assets that banks have to hold to shield the economy from the consequences of these kinds of failures. "

" We need leaders who are willing to stand up, drive the debate, and commit our fellow citizens to action. "

" I have and will continue to be an advocate for the important role the CFPB plays in our economy. In fact, I have voted overwhelmingly against legislation that would weaken, defund, or eliminate the agency. "

" I'm not going to back down one bit in attacking Trump. "

" I love milk. I always drink milk. "

" While payday loans are often the only source of credit for low-income Americans, these lenders are notorious for predatory practices that cause borrowers to fall deeper into debt. "

" I think people often think of me as very intense. I'm a congressman and all, but I'm actually very laid back. "

Seth Moulton

Very

Think

" Any reduction in the corporate tax rate must also come with closing loopholes that have allowed the largest businesses in our country to pay less than they owe. "

" I believe that as a part of good governance, all agencies should be reviewing regulations and cleaning up those that may be outdated, redundant, or unnecessary. "