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" I consider myself to be quite persuasive when I want. "

Ana Patricia Botin

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" It is going to sound cliched, but my husband has been incredibly helpful. "

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" If the government is funding itself at 2 per cent, you know, how much are you going to pay savers if you want to lend money at a cheaper rate? People have the incentive to build a factory or open new stores. It is a trade-off. "

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" I don't think of us as defending ourselves. I think of us as a challenger, an attacker. "

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" Discretion is the most important thing for a banker. That is the philosophy of the family... I mean, of the bank. "

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