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" Put your financial life on autopilot as a form of 'forced' saving. "

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" When you are grateful - when you can see what you have - you unlock blessings to flow in your life. "

" The new American dream is one of responsibility. What is the bottom-line number that you're going to be able to pay back toward a student loan responsibly if you're doing it yourself after you have a job? That dictates the amount of money you can borrow. That dictates the school you can go to, if you can even go to a four-year college at all. "

" Once your kids are grown and you know that you're completely healthy, consider canceling your life insurance policy. "

" My greatest pleasure is still flying private. I spend between $300,000 to $500,000, depending on my year, on flying private. "

" Every portfolio benefits from bonds; they provide a cushion when the stock market hits a rough patch. But avoiding stocks completely could mean your investment won't grow any faster than the rate of inflation. "

" If you wait until your children are high school seniors to spring it on them that there's not a whole lot of money for school, they won't have too many options. "

" Don't let what others think or say get in your way; their actions reflect on them, not you. "

" I think they've been baby bummers. "

" Understand and accept the cycles of money. The setbacks you may have today or next year will not keep you from financial freedom. If you hold on to your goals and dreams, you will get there. "

" I am a big believer that orderliness begets wealth. "

" Opt for a fixed-rate rather than an adjustable-rate mortgage. "

" Money is kind of just like air - if you don't have air, you can't breathe. If you don't have money, I don't think you'll want to breathe - you won't want to live. "

" You have got to be the masters of your own financial future. "

" Your credit score affects the interest rates you're offered on credit cards and loans, can be used to vet your job application, and in some states may influence your insurance premiums. "

" I do not think I am successful just because I have money. I'm successful because I love who I am and I have no regrets, and I'm successful because I have a great heart and I have compassion and I care and I would be happy with or without money. "

" Find $50 a month for savings. No excuses! "

" I love the Roth IRA. Tax-free income in retirement is a truly great deal. "

" Cut back your spending now. "

" When you're happy you find pure joy in your life. There are no regrets in this state of happiness - and that's a goal worth striving for in all areas of your life. "

" The less you have to think about how to spend every dollar, the more likely you are to spend wisely. "

" Give a portion of your money to others. By releasing an anxious grasp on your money, you will open yourself to receive all that is meant to be yours. "

" A big part of financial freedom is having your heart and mind free from worry about the what-ifs of life. "

" Learn to recognize true wealth. Money itself will not make you financially free. That comes as a result of only that powerful state of mind which tells us that we are worth far more than our money. "

" The last thing family and friends want is for you to spend money on them that you don't have or that you can't really spare. "

" The world needs another vehicle to get people to pay in cash. "

" Prenups are so unromantic - a sign of distrust, not love. Time for a reality check, my friends. First, drawing up a prenuptial agreement together is a sign of incredible trust and financial openness - you're fooling yourself if you think you can achieve complete intimacy without it. "

" Yes, your kids should go to school. No, you shouldn't bankroll their degree whatever the cost. You've spent your life creating a sound financial plan; don't upend it by suspending your retirement savings or taking out a home equity line of credit to pay for a pricey college. "

" A pile of bills and statements - whether paid or not - is a sign that someone is clueless about what's coming in and going out. "

" If there is anyone dependent on your income - parents, children, relatives - you need life insurance. "

" Here's my gift-giving rule: Respect your current financial situation. "