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" Life will not make allowance for you, but it will pay you what you earn. "

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" People are in such a hurry to launch their product or business that they seldom look at marketing from a bird's eye view and they don't create a systematic plan. "

" Credit is an 'I love debt' score. "

" Pay your utilities, gas and other basic needs before paying on your debts. "

" Once I will warn you, and then I will fire you! I have a zero-tolerance-plus-one policy for gossip. I will teach you once, and then I will fire your butt. "

" My children were taught at an early age how money works and that it comes from hard work. They've been on a commission - not an allowance - since they were little. They learned that if they worked around the house, they got paid. If they didn't work, they didn't get paid. "

" In the neighborhood where I grew up, it was a rough neighborhood - well, not rough, but it certainly wasn't upper class or anything. But I remember hearing things like, 'The little man just can't get ahead.' And if you start to believe that, then you know what? You don't get ahead. "

" There is nothing wrong with having nice things, but when you are trying to buy nice things to be happy, you are going to hurt. It's not going to work. "

" I've seen numerous situations where collectors have taken more than the agreed-upon amount from someone's account once they gained access. "

" You've got to tell your money what to do or it will leave. "

" Hitting bottom and hitting it hard was the worst thing that ever happened to me and the best thing that ever happened to me. "

" We've really got to stop looking to Washington to fix our problems. It obviously doesn't have the ability to do that. People who are successful are not successful because of the president. "

" In order to be a great marketer, you have to be focused and intense and look at scarcity, urgency, activity and passion in the marketplace. "

" Children who reach the age of eighteen with their entire skills set composed on Nintendo and eating Doritos have been neglected. Their parents neglected to give them the character traits necessary to live successfully. "

" Most of the things we buy are wants. And we call them needs, but they're wants. "

" You need some quick wins in order to stay pumped enough to get out of debt completely. "

" You have to teach children about money intentionally - create teachable moments. "

" While I encourage people to save 100% down for a home, a mortgage is the one debt that I don't frown upon. "

" I believe that through knowledge and discipline, financial peace is possible for all of us. "

" A vacation home is a wonderful 'extra' as you start building wealth. Remember, though, it's still basically a very large, very expensive toy. "

" I have done stupid with a lot of zeros on the end of it. I know what it looks like. "

" Never take a loan against your retirement! When you pay interest against your retirement, you cost yourself interest. "

" What your beliefs are about anything creates your actions. What you believe about marriage creates the way you handle your marriage. What you believe about raising kids creates the way you do that. "

" Some people are just stuck in their ways and have been brainwashed into believing that credit cards and debt are an unavoidable part of life. "

" Debt collectors like to play on your emotions because they think you'll give in and do something you can't really afford to do. Most of them don't care about you or your situation as long as they get some money. "

" This is a great time for the 'guerilla marketer.' The days when you used to have to buy expensive TV time and a yellow page ad to get started are gone. "

" As much as I want to help people, I had to accept the fact long ago that being stupid with money isn't illegal. "

" Babies are wonderful, important things. Having kids, even the thought of having kids, is a big emotional deal. But sometimes it can cause people to change their financial plans and directions. "

" I think that anyone who wants to start their own business can, but not any type of business. "

" I will never be unemployed. "

" There are several things to be learned about money from Scripture, and the concepts of generosity and giving are in there. "