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" My brothers and I grew up on stories about our grandfather building one-room schoolhouses and about our grandparents' courtship and their early lives together in Indian Territory. "

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" I think I grew up with a profound sense of watching people who were good people, who were smart people, who were hardworking people - God, nobody on this Earth worked harder than my mom and dad - and they had very little. "

Elizabeth Warren

Good

Think

Smart

" The Postal Service is huge - employing more than a half million people - and its history is long and complicated. "

" You have to remember: what are incomes to banks are outgoes to families. "

" I'm not someone who thinks Republicans are always wrong and Democrats are always right. "

" I had to make a choice - recede into the academic world, or wade into politics. "

" You have two pages, that's the whole credit card agreement. The terms are clear and flat and easy to see so anyone can read them. So you could lay four credit cards in front of you and say, 'Oh, that's the one that has the highest rate, that's the one that has the really scary provision that could hurt me.' "

" Bankruptcy exposes the economic vulnerability and insecurity of middle class women. "

" Homeowners refinance their loans when interest rates go down. Businesses refinance their loans. "

Elizabeth Warren

Interest Rates

Interest

" I made it real clear to the business community - if your plan for innovation is to trick people, is to fool them, is not to tell them the truth about the price, then you're right: I'm going to be right in the way. "

" When billionaire car dealers or manufacturers pay for ambassadorships, at least they pay with money earned by selling something of value. "

" We've seen filibusters of bills and nominations that ultimately passed with 90 or more votes. Why filibuster something that has that kind of support? Just to slow down the process and keep the Senate from working. "

" For many women, the on-time payments of domestic support obligations are essential to economic survival. "

" A good education is a foundation for a better future. "

" I graduated law school nine months pregnant and didn't take a job. "

" I don't want happy-face conclusions. I want the truth. "

" In 1978, we adopted a new Bankruptcy Code in the United States, and a principal part of this was designed to adjust to the new corporation, to find ways to let a corporation that had gotten into financial trouble reorganize itself. A big part of the selling point on this bankruptcy law was, 'It will preserve jobs.' "

" A pension is nothing more than deferred compensation. "

Elizabeth Warren

Compensation

Nothing

" If large financial institutions can break the law and accumulate million in profits - and, if they get caught, settle by paying out of those profits - they do not have much incentive to follow the law. "

" President Obama believes in a level playing field. "

" There's been such a sense that there's one set of rules for trillion-dollar financial institutions and a different set for all the rest of us. It's so pervasive that it's not even hidden. "

" Like a lot of you, I grew up in a family on the ragged edges of the middle class. My daddy sold carpeting and ended up as a maintenance man. After he had a heart attack, my mom worked the phones at Sears so we could hang on to our house. "

" Other countries around the world make employees and retirees first in the priority. For example, in Mexico, the bankruptcy laws say if a company wants to go bankrupt... obligations to employees and retirees will have a first priority. That has an effect on every negotiation that takes place with every company in Mexico. "

" Credit cards are like snakes: Handle 'em long enough, and one will bite you. "

" Some economists estimate that for every family that goes bankrupt, there are about 15 more who are in the same amount of financial trouble and would profit from bankruptcy but just haven't filed. "

" When giant companies wanted more tax loopholes, Washington got it done. When huge energy companies wanted to tear up our environment, Washington got it done. When enormous Wall Street banks wanted new regulatory loopholes, Washington got it done. No gridlock there! "

" With post offices and postal workers already on the ground, USPS could partner with banks to make a critical difference for millions of Americans who don't have basic banking services because there are almost no banks or bank branches in their neighborhoods. "

" Growing up, my mother and grandparents often talked about our family's Native American heritage. As a kid, I never thought to ask them for documentation - what kid would? "

" It is easy when you are successful to think that you did it all by yourself and to forget that you didn't. You got here because a lot of things broke your way. You were lucky enough to be born into a family that could afford to take care of you well. "

" You can't predict it all. People will tell you to plan things out as best you can. They will tell you to focus. They will tell you to follow your dreams. They will all be right. "

" There are lots of families who - who make irresponsible purchases. There are also a lot of families who have debt on credit cards because they use those credit cards to pay for medical bills. "