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" My husband helps take care of our kids. "

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" Navient/Sallie Mae treated student loan borrowers unfairly from start to finish. "

" For many, the loan modification process has been a giant sham. "

" Stalking is a crime that can paralyze an otherwise productive person with fear. "

" I've repeatedly seen unscrupulous lenders use every con in the book to charm and lie to homeowners. Lenders actually paid brokers a premium to put people in higher-priced loans with toxic features, such as adjustable rates and prepayment penalties. "

" I've learned never to say never. "

" Hard work, careful planning, and realistic financial advice will be required by many to regain solvency. "

" There were absolutely circumstances where Sallie Mae was working hand-in-hand with for-profit schools and other schools in offering and putting students into risky expensive subprime loans. "

" If home ownership is the American dream, then foreclosure certainly is the American nightmare. It destroys more than credit. It destroys lives. And its effects are felt beyond the individual family that it devastates. It shakes our entire economy. "

" Even if you can afford the price of college, you cannot afford a worthless degree. "

" Do not enter into an agreement you cannot afford. Take precautions to avoid institutional loans with double-digit interest rates. "

" The Department of Education's refusal to oversee and hold for-profit schools accountable is a government-made disaster, and American students and taxpayers should not have to pay for it. "

" While most of us are trying to be more frugal, the loss of a job, a divorce, or a medical emergency can quickly sink us deeply into debt. "

" While I have supported marriage equality since my days as a state senator over a decade ago, I have since conducted an extensive legal analysis that has only emboldened my support as attorney general. "

" It probably can take me anywhere I want to be, but I have to be honest, being attorney general is a great job. "

" I've been able to bring billions of dollars back to our state that has so desperately needed it - billions of dollars in relief to homeowners and our communities and our pension systems that desperately need it. "

" We've done amazing things for the state. Some of them have had a national impact, but I'm going to be ready for some new challenges, and so I'm not going to seek a fifth term as attorney general. "

" As I travel across Illinois and talk with people, and as others reach out to my office desperate for help, I am becoming convinced that, despite their rhetoric, many lenders have no interest in actually helping their customers. "

" Foreclosure is nothing new. And it certainly will always be a fact of life for some. "

" Most of our children have access to Internet-accessible technology, yet most of us are actually not paying much attention to what they're doing online. "

" Much of the blame for the Great Recession lies with abuses in the housing market - namely the creation of risky and unsustainable home loans that were packaged and sold as quality investments around the globe. "

" I enjoy a good fight, and always have, and really just said to myself, 'Look, at the end of my term, it'll be 16 years as attorney general, and I'm ready for new challenges. I'm ready to use my skills in a different way to continue to help people.' "

" Being attorney general has truly allowed me to be a voice for justice for the people of Illinois and oftentimes the country - and I love it. "

" Higher education is meant to provide economic opportunity to Americans - not provide unscrupulous companies the opportunity to syphon off billions in federal taxpayer dollars unfairly. "

Higher Education

" I've always wanted to be an advocate. "

" The party on Wall Street never ends - while the rest of us pick up their tab and suffer the hangover. "

" I'm very lucky to have the support of my family. "

" Consumers don't need to be forced to pay billions for so-called smart technology to know how to reduce their utility bills. We know to turn down the heat or air conditioning and shut off the lights. "

" Unlike public universities and private, not-for-profit colleges, for-profit schools are owned by revenue-seeking businesses often more intent on boosting their bottom line than educating their students. They use hard-sell tactics to recruit prospective students, and veterans have become particular targets. "

" In 2011, when the General Assembly passed the law allowing civil unions, Illinois took an important step forward to recognize that gay and lesbian couples have the right to build lives together and create strong, loving families. "

" The explosive growth of the for-profit school industry has had disastrous effects on millions of Americans and our economy. "