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" The party on Wall Street never ends - while the rest of us pick up their tab and suffer the hangover. "
Lisa Madigan
Street
Wall
Never
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" Unlike public universities and private, not-for-profit colleges, for-profit schools are owned by revenue-seeking businesses often more intent on boosting their bottom line than educating their students. They use hard-sell tactics to recruit prospective students, and veterans have become particular targets. "
Lisa Madigan
Students
Become
Line
" The Attorney General is the state's chief consumer advocate, fighting to protect the financial security of all Illinoisans. "
Lisa Madigan
Security
Protect
Financial
" I've repeatedly seen unscrupulous lenders use every con in the book to charm and lie to homeowners. Lenders actually paid brokers a premium to put people in higher-priced loans with toxic features, such as adjustable rates and prepayment penalties. "
Lisa Madigan
Book
Lie
Con
" Do not enter into an agreement you cannot afford. Take precautions to avoid institutional loans with double-digit interest rates. "
Lisa Madigan
Agreement
You
Take
" I enjoy a good fight, and always have, and really just said to myself, 'Look, at the end of my term, it'll be 16 years as attorney general, and I'm ready for new challenges. I'm ready to use my skills in a different way to continue to help people.' "
Lisa Madigan
Challenges
Myself
Good
" I've learned never to say never. "
Lisa Madigan
Learned
Say
Never
" Consumers don't need to be forced to pay billions for so-called smart technology to know how to reduce their utility bills. We know to turn down the heat or air conditioning and shut off the lights. "
Lisa Madigan
Technology
Know
Lights
" Most of our children have access to Internet-accessible technology, yet most of us are actually not paying much attention to what they're doing online. "
Lisa Madigan
Attention
Doing
Children
" Foreclosure is nothing new. And it certainly will always be a fact of life for some. "
Lisa Madigan
Will
Fact
Always
" While I have supported marriage equality since my days as a state senator over a decade ago, I have since conducted an extensive legal analysis that has only emboldened my support as attorney general. "
Lisa Madigan
Over
Equality
Marriage
" I often say that paying off your debt is like dieting. There are no miracle cures; it takes discipline and hard work. "
Lisa Madigan
Discipline
Debt
Work
" My investigation found Sallie Mae put student borrowers into expensive subprime loans that it knew were going to fail. "
Lisa Madigan
Going
Investigation
Student
" My husband helps take care of our kids. "
Lisa Madigan
Kids
Husband
Care
" Investigating some of the largest subprime lenders - Wells Fargo, Countrywide, Ameriquest, Household Finance - I've seen how their terrible, toxic loans were closed by any means necessary and eventually packaged, sold as securities, and bet upon until they exploded and decimated our economy. "
Lisa Madigan
Toxic
Terrible
Finance
" Demand to know the school's accreditation. Regional accreditation is preferable to national, particularly if you want to transfer credits. Check with the certifying association or potential employer in your field to ensure successful completion of the program will actually qualify you for that job. "
Lisa Madigan
You
Want
Potential
" The creation of a consumer agency, structured similarly to the Office of the Comptroller of the Currency, levels the playing field. It gives consumers a powerful advocate at the federal level. "
Lisa Madigan
Powerful
Office
Creation
" I'm very lucky to have the support of my family. "
Lisa Madigan
Support
Family
Very
" Stalking is a serious crime with serious consequences. "
Lisa Madigan
Stalking
Consequences
Crime
" For many, the loan modification process has been a giant sham. "
Lisa Madigan
Been
Process
Loan
" If home ownership is the American dream, then foreclosure certainly is the American nightmare. It destroys more than credit. It destroys lives. And its effects are felt beyond the individual family that it devastates. It shakes our entire economy. "
Lisa Madigan
American Dream
Home
Family
" I feel strongly that the state would not be well-served by having a governor and speaker of the House from the same family and have never planned to run for governor if that would be the case. With Speaker Madigan planning to continue in office, I will not run for governor. "
Lisa Madigan
Feel
House
Planning
" The Department of Education's refusal to oversee and hold for-profit schools accountable is a government-made disaster, and American students and taxpayers should not have to pay for it. "
Lisa Madigan
Disaster
Students
American
" A ban on same-sex marriage violates the state Constitution's equal protection clause. "
Lisa Madigan
Ban
Constitution
Protection
" Navient/Sallie Mae treated student loan borrowers unfairly from start to finish. "
Lisa Madigan
Treated
Start
Finish
" I am inspired by Nelson Mandela. I was a volunteer teacher in South Africa during apartheid, where I witnessed his success liberating black South Africans. "
Lisa Madigan
Volunteer
I Am
Black
" There were absolutely circumstances where Sallie Mae was working hand-in-hand with for-profit schools and other schools in offering and putting students into risky expensive subprime loans. "
Lisa Madigan
Students
Where
Circumstances
" Stalking is a crime that can paralyze an otherwise productive person with fear. "
Lisa Madigan
Productive
Crime
Fear
" I initiated the State's investigation of Governor Blagojevich and have prosecuted public officials, including a sitting democratic state representative and democratic State's Attorney. "
Lisa Madigan
Democratic
Investigation
Sitting
" Being attorney general has truly allowed me to be a voice for justice for the people of Illinois and oftentimes the country - and I love it. "
Lisa Madigan
People
Being
Justice
" As I travel across Illinois and talk with people, and as others reach out to my office desperate for help, I am becoming convinced that, despite their rhetoric, many lenders have no interest in actually helping their customers. "
Lisa Madigan
Help
Travel
Talk