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" The financial crisis of 2008 created a seismic shift in the dynamics of trust in financial services. FinTech would have happened without the global financial crisis - but it would have taken much longer. "

Taavet Hinrikus

Financial

Shift

Without

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Taavet Hinrikus

Pay

Only

" I get a kick out of helping the next generation of founders. "

" International money transfer is a massive consumer rip-off. Banks and companies like Western Union have gotten away with it for too long. "

" To be a global business, you need access to the best talent from around the world - fix this, everything else falls into place. Whether it's homegrown or imported, we don't mind where it comes from - we just want the best. "

" The growth of FinTech has been driven by adoption across age groups, but the demand from the millennial generation to innovate and think about financial services differently has been a catalyst for change. "

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" Building a business is a marathon, not a sprint. I don't believe it when people tell me they've been working 80-hour weeks for five years in a row. I just don't think that's possible. "

Taavet Hinrikus

Marathon

People

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" Traditional consumer finance has been unfair for decades. Banks have had a monopoly on financial services and have been able to overcharge and underserve consumers. "

" We believe that the future of money is digital. "