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" I always say, 'People first, then money, then things.' "

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" Many people are in the dark when it comes to money, and I'm going to turn on the lights. "

" Everybody in America started to define themselves by all these things they had around them. And all of a sudden it came tumbling down. So the old American dream has died, and that is a good thing. "

" Not everything is about money. "

" The chances of a bank going out of business are extremely slim, but it's always a good idea to spread around major sums so every penny is backed by insurance. "

" Opt for a fixed-rate rather than an adjustable-rate mortgage. "

" There is nothing more beautiful than a confident woman. "

" Make it a priority to have at least eight months of living costs set aside in a federally insured bank or credit union account. "

" When you're happy you find pure joy in your life. There are no regrets in this state of happiness - and that's a goal worth striving for in all areas of your life. "

" When you are grateful - when you can see what you have - you unlock blessings to flow in your life. "

" We women know how to take care of everybody so well. But the one person we have written out of the equation is us. "

" Put your financial life on autopilot as a form of 'forced' saving. "

" If you wait to see how much money you have left at the end of the month to put toward savings, the answer may be zero. So, set up an automated monthly transfer from your checking to savings account. Once you lock into that commitment, you'll be forced to scale back spending to make ends meet. "

" The middle class has disappeared. We have a highway to poverty and no roads coming out. "

" If you make any trades during the year, keep a record of each transaction for at least three years. "

" It's fine to seek professional help, but I urge everyone - no matter how big their portfolio - to truly understand every suggestion they're given before acting. "

" The prenup needs to be drawn up months before the wedding, not days - it's not something you slap together and sign in the car on the way to the ceremony. A shotgun prenup might not hold up in court. "

" If you wait until your children are high school seniors to spring it on them that there's not a whole lot of money for school, they won't have too many options. "

" I get mad when people give me presents. I don't want them, I don't need them. "

" People first, then money, then things. "

" Late payments also hurt your FICO score. And never, ever take out a cash advance on your credit card. "

" Even if you were to fall into extreme financial hardship and file for bankruptcy, you need to understand that your student loan debt will not be discharged in bankruptcy. It is the Velcro of all debts. "

" To make the most of your money, I recommend sticking with mutual funds that don't charge a commission when you buy or sell. "

" In all realms of life it takes courage to stretch your limits, express your power, and fulfill your potential... it's no different in the financial realm. "

" Never invest emergency savings in the stock market. "

" You must trust yourself more than you trust others. Pay attention to your inner voice - it will tell you if how and in what you are investing is right for you. "

" One journalist estimated my liquid net worth at $25 million. That's pretty close. My houses are worth another $7 million. "

" The only way you will ever permanently take control of your financial life is to dig deep and fix the root problem. "

" The less money you owe, the less income you'll need and the less you'll have to save for tomorrow. "

" The key to making money is to stay invested. "

" Time is key to building your financial security. "