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" It is not the employer who pays the wages. Employers only handle the money. It is the customer who pays the wages. "

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" What's right about America is that although we have a mess of problems, we have great capacity - intellect and resources - to do some thing about them. "

" A bore is a person who opens his mouth and puts his feats in it. "

" Time and money spent in helping men to do more for themselves is far better than mere giving. "

" Whatever you have, you must either use or lose. "

" Business is never so healthy as when, like a chicken, it must do a certain amount of scratching around for what it gets. "

" The man who will use his skill and constructive imagination to see how much he can give for a dollar, instead of how little he can give for a dollar, is bound to succeed. "

" Quality means doing it right when no one is looking. "

" There is no man living that can not do more than he thinks he can. "

" We don't want tradition. We want to live in the present and the only history that is worth a tinker's dam is the history we make today. "

" Enthusiasm is the yeast that makes your hopes shine to the stars. Enthusiasm is the sparkle in your eyes, the swing in your gait. The grip of your hand, the irresistible surge of will and energy to execute your ideas. "

" It is well enough that people of the nation do not understand our banking and monetary system, for if they did, I believe there would be a revolution before tomorrow morning. "

" You can't learn in school what the world is going to do next year. "

" It has been my observation that most people get ahead during the time that others waste. "

" Whether you believe you can do a thing or not, you are right. "

" If there is any one secret of success, it lies in the ability to get the other person's point of view and see things from that person's angle as well as from your own. "

" When everything seems to be going against you, remember that the airplane takes off against the wind, not with it. "

" One of the greatest discoveries a man makes, one of his great surprises, is to find he can do what he was afraid he couldn't do. "

" Anyone who stops learning is old, whether at twenty or eighty. Anyone who keeps learning stays young. The greatest thing in life is to keep your mind young. "

" Obstacles are those frightful things you see when you take your eyes off your goal. "

" Competition is the keen cutting edge of business, always shaving away at costs. "

" If you think you can do a thing or think you can't do a thing, you're right. "

" Even a mistake may turn out to be the one thing necessary to a worthwhile achievement. "

" Money is like an arm or leg - use it or lose it. "

" Capital punishment is as fundamentally wrong as a cure for crime as charity is wrong as a cure for poverty. "

" Nothing is particularly hard if you divide it into small jobs. "

" There is one rule for the industrialist and that is: Make the best quality of goods possible at the lowest cost possible, paying the highest wages possible. "

" Thinking is the hardest work there is, which is probably the reason why so few engage in it. "

" Before everything else, getting ready is the secret of success. "

" If money is your hope for independence you will never have it. The only real security that a man will have in this world is a reserve of knowledge, experience, and ability. "

" The only real security that a man can have in this world is a reserve of knowledge, experience and ability. "