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" Whatever you have, you must either use or lose. "

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" Even a mistake may turn out to be the one thing necessary to a worthwhile achievement. "

" Wealth, like happiness, is never attained when sought after directly. It comes as a by-product of providing a useful service. "

" Anyone who stops learning is old, whether at twenty or eighty. Anyone who keeps learning stays young. The greatest thing in life is to keep your mind young. "

" Life is a series of experiences, each one of which makes us bigger, even though sometimes it is hard to realize this. For the world was built to develop character, and we must learn that the setbacks and grieves which we endure help us in our marching onward. "

" An idealist is a person who helps other people to be prosperous. "

" Speculation is only a word covering the making of money out of the manipulation of prices, instead of supplying goods and services. "

" Nothing is particularly hard if you divide it into small jobs. "

" It is well enough that people of the nation do not understand our banking and monetary system, for if they did, I believe there would be a revolution before tomorrow morning. "

" We don't want tradition. We want to live in the present and the only history that is worth a tinker's dam is the history we make today. "

" Most people spend more time and energy going around problems than in trying to solve them. "

" The man who will use his skill and constructive imagination to see how much he can give for a dollar, instead of how little he can give for a dollar, is bound to succeed. "

" Competition is the keen cutting edge of business, always shaving away at costs. "

" The competitor to be feared is one who never bothers about you at all, but goes on making his own business better all the time. "

" Time and money spent in helping men to do more for themselves is far better than mere giving. "

" It has been my observation that most people get ahead during the time that others waste. "

" Before everything else, getting ready is the secret of success. "

" One of the greatest discoveries a man makes, one of his great surprises, is to find he can do what he was afraid he couldn't do. "

" Business is never so healthy as when, like a chicken, it must do a certain amount of scratching around for what it gets. "

" If you think you can do a thing or think you can't do a thing, you're right. "

" There is one rule for the industrialist and that is: Make the best quality of goods possible at the lowest cost possible, paying the highest wages possible. "

" I cannot discover that anyone knows enough to say definitely what is and what is not possible. "

" I am looking for a lot of men who have an infinite capacity to not know what can't be done. "

" What's right about America is that although we have a mess of problems, we have great capacity - intellect and resources - to do some thing about them. "

" Enthusiasm is the yeast that makes your hopes shine to the stars. Enthusiasm is the sparkle in your eyes, the swing in your gait. The grip of your hand, the irresistible surge of will and energy to execute your ideas. "

" History is more or less bunk. "

" When everything seems to be going against you, remember that the airplane takes off against the wind, not with it. "

" The highest use of capital is not to make more money, but to make money do more for the betterment of life. "

" You can't build a reputation on what you are going to do. "

" It is not the employer who pays the wages. Employers only handle the money. It is the customer who pays the wages. "

" If there is any one secret of success, it lies in the ability to get the other person's point of view and see things from that person's angle as well as from your own. "