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" Money is like an arm or leg - use it or lose it. "

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" An idealist is a person who helps other people to be prosperous. "

" You will find men who want to be carried on the shoulders of others, who think that the world owes them a living. They don't seem to see that we must all lift together and pull together. "

" Wealth, like happiness, is never attained when sought after directly. It comes as a by-product of providing a useful service. "

" The highest use of capital is not to make more money, but to make money do more for the betterment of life. "

" The man who will use his skill and constructive imagination to see how much he can give for a dollar, instead of how little he can give for a dollar, is bound to succeed. "

" A business absolutely devoted to service will have only one worry about profits. They will be embarrassingly large. "

" It has been my observation that most people get ahead during the time that others waste. "

" A market is never saturated with a good product, but it is very quickly saturated with a bad one. "

" A bore is a person who opens his mouth and puts his feats in it. "

" The only real security that a man can have in this world is a reserve of knowledge, experience and ability. "

" One of the greatest discoveries a man makes, one of his great surprises, is to find he can do what he was afraid he couldn't do. "

" You can't learn in school what the world is going to do next year. "

" Obstacles are those frightful things you see when you take your eyes off your goal. "

" I do not believe a man can ever leave his business. He ought to think of it by day and dream of it by night. "

" Nothing is particularly hard if you divide it into small jobs. "

" Business is never so healthy as when, like a chicken, it must do a certain amount of scratching around for what it gets. "

" I am looking for a lot of men who have an infinite capacity to not know what can't be done. "

" A business that makes nothing but money is a poor business. "

" When everything seems to be going against you, remember that the airplane takes off against the wind, not with it. "

" There are no big problems, there are just a lot of little problems. "

" Competition is the keen cutting edge of business, always shaving away at costs. "

" Whether you believe you can do a thing or not, you are right. "

" Whether you think that you can, or that you can't, you are usually right. "

" Quality means doing it right when no one is looking. "

" Thinking is the hardest work there is, which is probably the reason why so few engage in it. "

" Anyone who stops learning is old, whether at twenty or eighty. Anyone who keeps learning stays young. The greatest thing in life is to keep your mind young. "

" I believe God is managing affairs and that He doesn't need any advice from me. With God in charge, I believe everything will work out for the best in the end. So what is there to worry about. "

" Most people spend more time and energy going around problems than in trying to solve them. "

" Time and money spent in helping men to do more for themselves is far better than mere giving. "

" It is well enough that people of the nation do not understand our banking and monetary system, for if they did, I believe there would be a revolution before tomorrow morning. "