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" Whether you believe you can do a thing or not, you are right. "

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" Whatever you have, you must either use or lose. "

" The only real security that a man can have in this world is a reserve of knowledge, experience and ability. "

" A market is never saturated with a good product, but it is very quickly saturated with a bad one. "

" A bore is a person who opens his mouth and puts his feats in it. "

" Obstacles are those frightful things you see when you take your eyes off your goal. "

" There is one rule for the industrialist and that is: Make the best quality of goods possible at the lowest cost possible, paying the highest wages possible. "

" Most people spend more time and energy going around problems than in trying to solve them. "

" You will find men who want to be carried on the shoulders of others, who think that the world owes them a living. They don't seem to see that we must all lift together and pull together. "

" What's right about America is that although we have a mess of problems, we have great capacity - intellect and resources - to do some thing about them. "

" There is joy in work. There is no happiness except in the realization that we have accomplished something. "

" Exercise is bunk. If you are healthy, you don't need it: if you are sick you should not take it. "

" We don't want tradition. We want to live in the present and the only history that is worth a tinker's dam is the history we make today. "

" Speculation is only a word covering the making of money out of the manipulation of prices, instead of supplying goods and services. "

" Even a mistake may turn out to be the one thing necessary to a worthwhile achievement. "

" You can't build a reputation on what you are going to do. "

" Competition is the keen cutting edge of business, always shaving away at costs. "

" Wealth, like happiness, is never attained when sought after directly. It comes as a by-product of providing a useful service. "

" It is not the employer who pays the wages. Employers only handle the money. It is the customer who pays the wages. "

" Nothing is particularly hard if you divide it into small jobs. "

" Thinking is the hardest work there is, which is probably the reason why so few engage in it. "

" I do not believe a man can ever leave his business. He ought to think of it by day and dream of it by night. "

" Quality means doing it right when no one is looking. "

" Anyone who stops learning is old, whether at twenty or eighty. Anyone who keeps learning stays young. The greatest thing in life is to keep your mind young. "

" If you think you can do a thing or think you can't do a thing, you're right. "

" Capital punishment is as fundamentally wrong as a cure for crime as charity is wrong as a cure for poverty. "

" It is well enough that people of the nation do not understand our banking and monetary system, for if they did, I believe there would be a revolution before tomorrow morning. "

" The highest use of capital is not to make more money, but to make money do more for the betterment of life. "

" The man who will use his skill and constructive imagination to see how much he can give for a dollar, instead of how little he can give for a dollar, is bound to succeed. "

" Life is a series of experiences, each one of which makes us bigger, even though sometimes it is hard to realize this. For the world was built to develop character, and we must learn that the setbacks and grieves which we endure help us in our marching onward. "

" Whether you think that you can, or that you can't, you are usually right. "