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" The highest use of capital is not to make more money, but to make money do more for the betterment of life. "

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" It is well enough that people of the nation do not understand our banking and monetary system, for if they did, I believe there would be a revolution before tomorrow morning. "

" You can't learn in school what the world is going to do next year. "

" Wealth, like happiness, is never attained when sought after directly. It comes as a by-product of providing a useful service. "

" The competitor to be feared is one who never bothers about you at all, but goes on making his own business better all the time. "

" Capital punishment is as fundamentally wrong as a cure for crime as charity is wrong as a cure for poverty. "

" An idealist is a person who helps other people to be prosperous. "

" Nothing is particularly hard if you divide it into small jobs. "

" Even a mistake may turn out to be the one thing necessary to a worthwhile achievement. "

" Exercise is bunk. If you are healthy, you don't need it: if you are sick you should not take it. "

" It has been my observation that most people get ahead during the time that others waste. "

" Thinking is the hardest work there is, which is probably the reason why so few engage in it. "

" A bore is a person who opens his mouth and puts his feats in it. "

" You can't build a reputation on what you are going to do. "

" There is no man living that can not do more than he thinks he can. "

" We don't want tradition. We want to live in the present and the only history that is worth a tinker's dam is the history we make today. "

" Whether you think that you can, or that you can't, you are usually right. "

" If there is any one secret of success, it lies in the ability to get the other person's point of view and see things from that person's angle as well as from your own. "

" I am looking for a lot of men who have an infinite capacity to not know what can't be done. "

" Business is never so healthy as when, like a chicken, it must do a certain amount of scratching around for what it gets. "

" It is not the employer who pays the wages. Employers only handle the money. It is the customer who pays the wages. "

" What's right about America is that although we have a mess of problems, we have great capacity - intellect and resources - to do some thing about them. "

" Money is like an arm or leg - use it or lose it. "

" Quality means doing it right when no one is looking. "

" If you think you can do a thing or think you can't do a thing, you're right. "

" Before everything else, getting ready is the secret of success. "

" History is more or less bunk. "

" I cannot discover that anyone knows enough to say definitely what is and what is not possible. "

" If money is your hope for independence you will never have it. The only real security that a man will have in this world is a reserve of knowledge, experience, and ability. "

" Whether you believe you can do a thing or not, you are right. "

" I believe God is managing affairs and that He doesn't need any advice from me. With God in charge, I believe everything will work out for the best in the end. So what is there to worry about. "