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" A market is never saturated with a good product, but it is very quickly saturated with a bad one. "

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" Money is like an arm or leg - use it or lose it. "

" You can't build a reputation on what you are going to do. "

" Anyone who stops learning is old, whether at twenty or eighty. Anyone who keeps learning stays young. The greatest thing in life is to keep your mind young. "

" The competitor to be feared is one who never bothers about you at all, but goes on making his own business better all the time. "

" The highest use of capital is not to make more money, but to make money do more for the betterment of life. "

" One of the greatest discoveries a man makes, one of his great surprises, is to find he can do what he was afraid he couldn't do. "

" Competition is the keen cutting edge of business, always shaving away at costs. "

" I do not believe a man can ever leave his business. He ought to think of it by day and dream of it by night. "

" The only real security that a man can have in this world is a reserve of knowledge, experience and ability. "

" It has been my observation that most people get ahead during the time that others waste. "

" Whether you believe you can do a thing or not, you are right. "

" It is not the employer who pays the wages. Employers only handle the money. It is the customer who pays the wages. "

" If money is your hope for independence you will never have it. The only real security that a man will have in this world is a reserve of knowledge, experience, and ability. "

" An idealist is a person who helps other people to be prosperous. "

" You can't learn in school what the world is going to do next year. "

" The man who will use his skill and constructive imagination to see how much he can give for a dollar, instead of how little he can give for a dollar, is bound to succeed. "

" Quality means doing it right when no one is looking. "

" There are no big problems, there are just a lot of little problems. "

" If there is any one secret of success, it lies in the ability to get the other person's point of view and see things from that person's angle as well as from your own. "

" As we advance in life we learn the limits of our abilities. "

" There is one rule for the industrialist and that is: Make the best quality of goods possible at the lowest cost possible, paying the highest wages possible. "

" When everything seems to be going against you, remember that the airplane takes off against the wind, not with it. "

" A bore is a person who opens his mouth and puts his feats in it. "

" I believe God is managing affairs and that He doesn't need any advice from me. With God in charge, I believe everything will work out for the best in the end. So what is there to worry about. "

" There is no man living that can not do more than he thinks he can. "

" If you think you can do a thing or think you can't do a thing, you're right. "

" Capital punishment is as fundamentally wrong as a cure for crime as charity is wrong as a cure for poverty. "

" Even a mistake may turn out to be the one thing necessary to a worthwhile achievement. "

" What's right about America is that although we have a mess of problems, we have great capacity - intellect and resources - to do some thing about them. "

" A business absolutely devoted to service will have only one worry about profits. They will be embarrassingly large. "