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" I try to support local traders. The service makes up for any extra cost. "

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" I was absolutely astonished and could not believe my eyes at the outrageous interest rates that people in need have to pay to get loans. "

" The eight years I spent at Millwall were among the best times of my life. "

" I can walk all day in malls, shopping centres, high streets - I love it. "

" The government must recognise that taxing retailers differently is reckless. "

" Wherever I go in the world, I put aside several days to go visit the stores. "

" I admire people who have passion and energy. "

" I am a great believer that the risk should reflect the reward. "

" Making the first million is hard; making the next 100 million is easy. "

" I'd rather be rich and miserable than poor and miserable. "

" What I've achieved with Boux Avenue is what I always wanted to achieve with La Senza. "

" On Saturday, I don't want to be woken up until at least nine: I like a bit of a lie-in, a cup of tea, toast and marmalade, and the newspaper. "

" Entrepreneurship can be taught to people with average academic abilities - the proof of that is everywhere you look. "

" I was useless in the classroom; I would spend my time looking out of the window after the first 10 minutes. But when you do an apprenticeship, you don't have to wait for the teacher to tell you when it's time to start, because you are on the shop floor learning for real. "

" I'm not massively academic. I'm a commonsense person. "

" Every successful high street needs a catalyst that starts making people want to come there, and independent shops can be that catalyst. If you want a new idea on the high street, you'll probably find it in an independent. I know I shouldn't say this, but new ideas rarely happen in chains. What we do is adopt it once we spot it in an independent. "

" The high street is not a retail thing: it's a social thing, part of the British lifestyle. And I say that as someone who started his life on Limassol high street in Cyprus. "

" I know I have been lucky in business, and I am keen now to spread goodwill to others, of course not forgetting that very often, you make your own luck by making use of every opportunity. "

" When making an investment, the people are more important than the product. "

" The great virtue of the web, its ease of communication, has also become its Achilles' heel in that it has polluted the air with meaningless babble and egomaniacal drivel. "

" Becoming a campaign representative for the somewhereto_ re:store campaign was a simple choice. "

" Stack the cards in your favour, and in a casino, you'll get arrested and put in prison, but in business and in life, it's the right thing to do. "

" Small does not mean insignificant. "

" My family come from Cyprus. Both my father and my grandfather worked on the British bases there, and as the British government granted independence to Cyprus, they granted British passports to those who worked with them. "

" The decisions you make when you leave school define the rest of your life. So, in terms of making the right choices for your financial security as you get older, my best advice is to do something you have an interest in and are passionate about, as you'll be working for a long time. "

" Take calculated risks and limit your downside. "

" In Cyprus, our house was right on the beach. I could walk out of our front door, cross a road, and there was the sea. "

" If the cash runs out, it's like a heart attack for you and your business. Keep that front and centre of your mind, and you will have financial security and not be struggling to pay the bills. "

" I don't really sleep until gone midnight anyway. It takes me a while to calm down before my mind allows me to switch off. "

" I'm a very considerate spender. I'm a shopper, and I do spend money, but I think about it first. "

" Souvenirs always tend to look great when you see them in some exotic souk but awful when you finally get them back home. They tend to start in my study and eventually get demoted to the garage or the loft. "