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" I was absolutely astonished and could not believe my eyes at the outrageous interest rates that people in need have to pay to get loans. "

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" I'm not massively academic. I'm a commonsense person. "

" Every successful high street needs a catalyst that starts making people want to come there, and independent shops can be that catalyst. If you want a new idea on the high street, you'll probably find it in an independent. I know I shouldn't say this, but new ideas rarely happen in chains. What we do is adopt it once we spot it in an independent. "

" When we arrived in the U.K. on the banana boat, we settled right by Old Trafford. "

" Young people are the entrepreneurs of the future, and we should be looking to them as one of our sources of innovation for the high streets of tomorrow. "

" My family's challenges meant we lived hand to mouth. There were weeks when we had neither electricity nor heating. "

" I try to support local traders. The service makes up for any extra cost. "

" The eight years I spent at Millwall were among the best times of my life. "

" Save money; never rely on other people to lend you money. We call it having 'walking the streets' money - money in your back pocket or bank account that belongs to you. "

" If you look at all the investments made during 'Dragons' Den,' the ratio of those that make it to those that don't is actually extremely high. "

" It's called common sense, but it's not common. Most people don't have it. "

" Without hope, the very fabric of our society will fall apart. "

" My family come from Cyprus. Both my father and my grandfather worked on the British bases there, and as the British government granted independence to Cyprus, they granted British passports to those who worked with them. "

" When I was on 'Dragons' Den,' most of the letters I received were from people under 16. They wrote about their ideas, their views, their challenges. The audience is actually a very young audience. "

" I didn't have a great childhood, and neither did Debbie, my wife, so we both try to give the kids not only the material things we never had but also the hugs and the love. "

" I'm a shopaholic. I really am. I can't help myself. I do go into, browse, and purchase from my own shops, too, although the CEOs who run my businesses wish I didn't. "

" Take calculated risks and limit your downside. "

" Politicians are elected to do what is right, but too many are just doing what is right for the party. "

" I'm not into cats; they aren't my bag. "

" Good businesses will survive good times and bad times. "

" Stack the cards in your favour, and in a casino, you'll get arrested and put in prison, but in business and in life, it's the right thing to do. "

" We survived for hundreds of years under the old banking structure. You'd have clearing banks, then merchant banks doing the racy stuff, and then building societies where you'd join a waiting list for a mortgage. But then banks started buying stockbrokers, doing mortgages, and you ended up with these big banking groups doing everything. "

" I am for a transactional tax at the point of purchase for both online and physical retail. "

" If someone underestimates you because you are warm and approachable, then you have an advantage over them. "

" My parents divorced, my brothers and I ended up living with my mother, and we were living with the choice of heating or eating. My mum was working, but she needed financial support to make ends meet. I had to have free school dinners and free school uniforms. "

" What I've achieved with Boux Avenue is what I always wanted to achieve with La Senza. "

" I cringe when I watch myself on camera. I'm not articulate, and I'm dyslexic, but somehow it works. "

" I was born in Cyprus, but my family moved to England when I was about six. "

" I started work at 13, had three or four part-time jobs, and learnt very quickly the values of work. "

" I liked Tom Bower's biography of Bernie Ecclestone, the former Formula 1 boss. "

" I've always maintained the basic business principles of keeping it simple, doing your homework, hard work, and common sense. "