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" My whole business philosophy is based on a risk-reward ratio. But it's got to stack up. If it doesn't, don't do it. You might as well go to a casino. "

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" I liked Tom Bower's biography of Bernie Ecclestone, the former Formula 1 boss. "

" My family's challenges meant we lived hand to mouth. There were weeks when we had neither electricity nor heating. "

" I was useless in the classroom; I would spend my time looking out of the window after the first 10 minutes. But when you do an apprenticeship, you don't have to wait for the teacher to tell you when it's time to start, because you are on the shop floor learning for real. "

" Every successful high street needs a catalyst that starts making people want to come there, and independent shops can be that catalyst. If you want a new idea on the high street, you'll probably find it in an independent. I know I shouldn't say this, but new ideas rarely happen in chains. What we do is adopt it once we spot it in an independent. "

" On Saturday, I don't want to be woken up until at least nine: I like a bit of a lie-in, a cup of tea, toast and marmalade, and the newspaper. "

" Wherever I go in the world, I put aside several days to go visit the stores. "

" The Internet has heralded a revolution in our society. It has transformed the way we do business, entertain, communicate, and travel. In many ways, the change has been positive. The web has brought new freedoms, spurred economic growth, and extended the boundaries of knowledge. "

" No major technological change has ever been instituted by mankind without an array of negative consequences. The motor car has meant liberation for millions, but it has also caused congestion, environmental damage, and a disturbing death toll on the roads. "

" I hate mornings. "

" I don't really sleep until gone midnight anyway. It takes me a while to calm down before my mind allows me to switch off. "

" People in emerging markets want to do business with the U.K. I don't see why the U.K. should be penalised for this. "

" I was absolutely astonished and could not believe my eyes at the outrageous interest rates that people in need have to pay to get loans. "

" A lot of multinationals have long, drawn-out processes and are pretty useless at putting products on the shelves quickly. "

" Showing your emotions is not a weakness. "

" There are huge misconceptions about people on benefits. They are labelled scroungers or cheats. The reality is that many who need that level of support are working, but their income is not enough to get out of debt or pay for basics like food and household bills. It's so close to the way I grew up. "

" I'm an avid sailor, and my first time exploring the Dalmatian Coast and the Croatian islands was very special. "

" If someone underestimates you because you are warm and approachable, then you have an advantage over them. "

" The wider the exposure that we give children of the real working world, the better. "

" I'd like to think people know what I stand for, which is straight-talking honesty and telling you not just what you want to hear but where it is at. "

" The reality in business and in 'Dragons' Den' is you win some, and you lose some. "

" If you cannot bore your friends to death about your own small business, then something is seriously wrong. "

" What the entrepreneur gets on 'Dragons' Den' is direct access to people with masses of experience who can actually make quick decisions. "

" If you really want to sort out the High Street, you ask someone like Kate Swann at WHSmith, who has done a fantastic job of running profitable shops. "

" Souvenirs always tend to look great when you see them in some exotic souk but awful when you finally get them back home. They tend to start in my study and eventually get demoted to the garage or the loft. "

" In Cyprus, our house was right on the beach. I could walk out of our front door, cross a road, and there was the sea. "

" The decisions you make when you leave school define the rest of your life. So, in terms of making the right choices for your financial security as you get older, my best advice is to do something you have an interest in and are passionate about, as you'll be working for a long time. "

" I was born in Cyprus, but my family moved to England when I was about six. "

" Becoming a campaign representative for the somewhereto_ re:store campaign was a simple choice. "

" Retail is my game. I spend every waking hour thinking about it. I started in the industry at the age of 18 after trying various other things that were mind-numbingly boring to me. "

" What I've achieved with Boux Avenue is what I always wanted to achieve with La Senza. "