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" Business isn't complicated; we complicate business. "
Theo Paphitis
Complicate
Complicated
Business
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" Online is not contributing in the same way as the high street in terms of business rates and to the local community. "
Theo Paphitis
Business
Way
Community
" A lot of multinationals have long, drawn-out processes and are pretty useless at putting products on the shelves quickly. "
Theo Paphitis
Useless
Long
Lot
" The decisions you make when you leave school define the rest of your life. So, in terms of making the right choices for your financial security as you get older, my best advice is to do something you have an interest in and are passionate about, as you'll be working for a long time. "
Theo Paphitis
School
Best
Decisions
" Both my sons are dyslexic, and so, too, in a much milder form, is one of my daughters. "
Theo Paphitis
Daughters
Too
Sons
" I am the most conservative person you will ever come across, and that's because I'm good at reducing risks while leaving the potential rewards high. "
Theo Paphitis
Risks
Will
You
" I was useless in the classroom; I would spend my time looking out of the window after the first 10 minutes. But when you do an apprenticeship, you don't have to wait for the teacher to tell you when it's time to start, because you are on the shop floor learning for real. "
Theo Paphitis
Time
Window
Learning
" The statistics for investing in small businesses are such that the vast majority fail. "
Theo Paphitis
Small
Investing
Fail
" I was absolutely astonished and could not believe my eyes at the outrageous interest rates that people in need have to pay to get loans. "
Theo Paphitis
Pay
Believe
Eyes
" I liked Tom Bower's biography of Bernie Ecclestone, the former Formula 1 boss. "
Theo Paphitis
Liked
Former
Formula
" I used to see Triumph TR7s and E-Type Jags, and I used to think, 'One day, I'm gonna have one of those.' I remember seeing an E-Type and walking round it 40 or 50 times. "
Theo Paphitis
Remember
Day
Think
" When making an investment, the people are more important than the product. "
Theo Paphitis
Investment
Product
People
" Showing your emotions is not a weakness. "
Theo Paphitis
Emotions
Your
Weakness
" The high streets I remember best were Seven Sisters Road in north London and then sunny Peckham in south London after we moved there. They were where my parents used to shop. They were great, part of being a teenager. "
Theo Paphitis
Remember
Best
Great
" I am for a transactional tax at the point of purchase for both online and physical retail. "
Theo Paphitis
Am
Tax
Retail
" We survived for hundreds of years under the old banking structure. You'd have clearing banks, then merchant banks doing the racy stuff, and then building societies where you'd join a waiting list for a mortgage. But then banks started buying stockbrokers, doing mortgages, and you ended up with these big banking groups doing everything. "
Theo Paphitis
Building
You
Waiting
" What makes business exciting is that you don't need a fancy degree, and anyone can do it. "
Theo Paphitis
Business
Degree
Fancy
" I'm incredibly passionate about business, about small businesses, and about kids being given the right skills so they are successful. "
Theo Paphitis
Passionate
Business
Successful
" The government must recognise that taxing retailers differently is reckless. "
Theo Paphitis
Differently
Government
Must
" When I was on 'Dragons' Den,' most of the letters I received were from people under 16. They wrote about their ideas, their views, their challenges. The audience is actually a very young audience. "
Theo Paphitis
People
Challenges
Ideas
" In the 1960s, my first-generation immigrant parents were gifted the olive branch of a blue British passport when working for the British Army in Cyprus. It completely transformed the Paphitis story. "
Theo Paphitis
Army
Blue
Immigrant
" Women have to work harder to be in the same position as a fella because they often have to balance work with running a family. "
Theo Paphitis
Work
Family
Running
" I cringe when I watch myself on camera. I'm not articulate, and I'm dyslexic, but somehow it works. "
Theo Paphitis
Watch
Dyslexic
Cringe
" My whole business philosophy is based on a risk-reward ratio. But it's got to stack up. If it doesn't, don't do it. You might as well go to a casino. "
Theo Paphitis
Business
Well
You
" The great virtue of the web, its ease of communication, has also become its Achilles' heel in that it has polluted the air with meaningless babble and egomaniacal drivel. "
Theo Paphitis
Communication
Web
Virtue
" When we arrived in the U.K. on the banana boat, we settled right by Old Trafford. "
Theo Paphitis
Arrived
Boat
Banana
" If you look at all the investments made during 'Dragons' Den,' the ratio of those that make it to those that don't is actually extremely high. "
Theo Paphitis
Made
You
Make
" I know I have been lucky in business, and I am keen now to spread goodwill to others, of course not forgetting that very often, you make your own luck by making use of every opportunity. "
Theo Paphitis
Luck
Business
Opportunity
" It's called common sense, but it's not common. Most people don't have it. "
Theo Paphitis
Common Sense
Sense
People
" Great customer service does not come by chance. It is the result of training and ensuring there are enough assistants to serve the customers. "
Theo Paphitis
Chance
Service
Enough
" I've always maintained the basic business principles of keeping it simple, doing your homework, hard work, and common sense. "
Theo Paphitis
Hard Work
Business
Doing